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Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Store Charge cards

Are they horrible? 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012
0

Re: Store Charge cards

[ Edited ]

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Senior Contributor
jsucool76
Posts: 3,983
Registered: ‎12-11-2011
0

Re: Store Charge cards


GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 

;
Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012
0

Re: Store Charge cards


jsucool76 wrote:

GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 


Thanks!

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Epic Contributor
Creditaddict
Posts: 22,087
Registered: ‎10-23-2007
0

Re: Store Charge cards


jsucool76 wrote:

GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 


Most are not actual Charge Cards but Von Maur is one that is.  (it reports just the same as Amex Charge)

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012
0

Re: Store Charge cards

Thanks!   I was approved for American Eagle, (the only pants and cargo shorts the husband wears) and an Old Navy, (again, most of the clothes my kiddies have are from there) and I saw that on my report they show as "charge account" and I was curious as if they appear worse bc of that listing?

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683

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