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Store Charge cards

Established Contributor

Store Charge cards

Are they horrible? 

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 1 of 6
5 REPLIES
Regular Contributor

Re: Store Charge cards

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Message 2 of 6
Super Contributor

Re: Store Charge cards


GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 

Message 3 of 6
Regular Contributor

Re: Store Charge cards


jsucool76 wrote:

GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 


Thanks!

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Message 4 of 6
Epic Contributor

Re: Store Charge cards


jsucool76 wrote:

GoldenloveNY wrote:

Not Really. They are easy to get than your typical bank credit cards, but they typically bring low credit limits. They are good for those who are building or rebuilding. I wouldn't just apply for one unless the store that offers it is a place I normally shop. 

 

Edit: I have never seen a store charge card. Did you mean store credit cards?


+1

 

A lot of people just refer to store cards as store charge cards or store charge accounts 

 

 


Most are not actual Charge Cards but Von Maur is one that is.  (it reports just the same as Amex Charge)

Message 5 of 6
Established Contributor

Re: Store Charge cards

Thanks!   I was approved for American Eagle, (the only pants and cargo shorts the husband wears) and an Old Navy, (again, most of the clothes my kiddies have are from there) and I saw that on my report they show as "charge account" and I was curious as if they appear worse bc of that listing?

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Message 6 of 6