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Frequent Contributor
laryn41
Posts: 482
Registered: ‎07-31-2007
0

Store app vs. online application

Is one more leinent then the other? 
Frequent Contributor
laryn41
Posts: 482
Registered: ‎07-31-2007
0

Re: Store app vs. online application

like old navy.  Would I be more app to get approved in the store rather than online.
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
0

Re: Store app vs. online application

Macy's keeps online apps CLs low for a period of at least 6 months as opposed to in store applications.
 
I don't know about Old Navy, I got mine at the register but the limit was MUCH higher than the online Macys limit.

Rob
Frequent Contributor
laryn41
Posts: 482
Registered: ‎07-31-2007
0

Re: Store app vs. online application

but are they easiers to get approved at register
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
0

Re: Store app vs. online application

It seems as though there is motivation to approve based on your purchase vs. just an interested consumer.

Rob
New Contributor
jcmycology
Posts: 56
Registered: ‎08-06-2007
0

Re: Store app vs. online application

I haven't applied in store yet for any. Although when a few I know have- they were approved, with 'ok' credit. I think it does have something to do with how much you buy - limit wise.

Macy's wasn't too shabby with me online either - I was approved for $1000

Regular Contributor
daytona18
Posts: 205
Registered: ‎06-20-2007
0

Re: Store app vs. online application



jcmycology wrote:
I haven't applied in store yet for any. Although when a few I know have- they were approved, with 'ok' credit. I think it does have something to do with how much you buy - limit wise.

Macy's wasn't too shabby with me online either - I was approved for $1000



Was the approval instant for Macy's?  What do they pull and what kind of scores do you have? 

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