In terms of reporting, this is a credit card on a major payment network, so it should report like any of your other major credit cards. As for what to do with the account, if it's not longer of use, you'll hear a variety of responses. If you no longer want to maintain the account and prefer to keep things simple, you may want to close it.
Personally, I think you should SD it. For scoring purposes, at least half of your credit cards should have a zero balance. You can always use it on occasional purchases that may require the special financing. And the effective 4% rewards in-store may exceed other products you could use in-store.
Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
