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Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Store cards

[ Edited ]

Was looking to find more information on BK friendly store cards that are not back by HSBC, GECRB, Macy's, Target, and Comenity/WFNB. I want to app for one in May. My BK will be 2 years in April 2013.
Thanks in advance for responding.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Moderator
09Lexie
Posts: 24,939
Registered: ‎09-13-2012
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Re: Store cards

Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Store cards

[ Edited ]

For a store card? I have two captial one cards. Looking for store cards.

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Moderator
09Lexie
Posts: 24,939
Registered: ‎09-13-2012
0

Re: Store cards

Cap One backs some store cards- for instance  Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.  

Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Store cards

I believe Citbank backs Home Depot.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
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Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Store cards


09Lexie wrote:

Cap One backs some store cards- for instance  Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.  


Oh I see. But unfortunately I included 2 HSBC accounts in bk that's why I listed it above. I have seen threads with people denied due to iibs even after Capitol One taking over :smileysad:

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Store cards


rtw wrote:

I believe Citbank backs Home Depot.


Citbank is not BK friendly :smileysad:

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Kohls


09Lexie wrote:

Cap One backs some store cards- for instance  Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.  


I did some research and Kohls was never under HSBC, but was a buyout from Chase to Capital One. So I may try this card in May. Does anyone post 2 year BK receive a Kohls card? What was your score?

 

Thanks

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013
Senior Contributor
youngandcreditwrthy
Posts: 6,155
Registered: ‎08-16-2012
0

Re: Store cards

Have you tried for a GECRB acct? I had a friend who got a $5k Dillard's acct two years post bk! Lol with a 600-650 score, you should be able to get a limit of at least $300-1000 on most GE store accts.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Unique620
Posts: 233
Registered: ‎10-03-2009
0

Re: Store cards

thanks but as noted in original post I iib several GECRB :smileysad:

Filed BK 04/2011|BK Discharged 08/2011|Hard Pull I 12/05/2012 |


Starting Score: EQ 523 03/2012
Current Score: EQ 649 I TU 655 (02/2013) EX 672(01/2013)
Goal Score: 700 on all CR's 04/2013

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