Do Store credit cards factor into the credit score. My DW has a Macy's card, it sure does show up on the credit report, but in case I cancel it, would it affect her credit score? BTW the CL on the card is 600 and the APR is 27.99
My Cards: American Express BCE (10/2013) Bank of America ACP Master card (10/2011), Bank of America Cash back Visa (3/2013), Chase Slate Visa (10/2013), Citi Forward Visa (12/2010), Citi Thank you Preferred Visa (9/2013), Discover More (10/2011)
My Loans: Auto - 27000/29000 (0%APR for 60 months) (06/2013), Student loan - (8.875%APR for 20 years)10280/10000 (12/2010)
