So on my mini app spree I was declined for the us bank cash+ card and given the lame 1% rewards card. Well I refinance my car thru us bank last week at 2% and they give me a 15k premier line of credit. I'm like **bleep**. I sign for my car loan and the banker says she got a note that I was pre qualified for the cash+. I tell her I was already declined for it. She says let's do it anyway since it will go thru on the same credit pull so I agree. Log on to online banking today and see my 1500 CL is now blank and it gives me the options to select my bonus catagories. I'm like awesome so I call to confirm and yep they took the original account and pc'd it to the cash plus, the weird part is they kept my CL at 1500. So I have a sig cash plus with a 1500 CL. What gives??
Starting Score: EQ 619
jtc411 wrote:So on my mini app spree I was declined for the us bank cash+ card and given the lame 1% rewards card. Well I refinance my car thru us bank last week at 2% and they give me a 15k premier line of credit. I'm like **bleep**. I sign for my car loan and the banker says she got a note that I was pre qualified for the cash+. I tell her I was already declined for it. She says let's do it anyway since it will go thru on the same credit pull so I agree. Log on to online banking today and see my 1500 CL is now blank and it gives me the options to select my bonus catagories. I'm like awesome so I call to confirm and yep they took the original account and pc'd it to the cash plus, the weird part is they kept my CL at 1500. So I have a sig cash plus with a 1500 CL. What gives??
Congrats on the PC!!
I'd call back in and see if they can work out a 5k line for you.
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