Story time

[Anonymous]

So on my mini app spree I was declined for the us bank cash+ card and given the lame 1% rewards card. Well I refinance my car thru us bank last week at 2% and they give me a 15k premier line of credit. I'm like **bleep**. I sign for my car loan and the banker says she got a note that I was pre qualified for the cash+. I tell her I was already declined for it. She says let's do it anyway since it will go thru on the same credit pull so I agree. Log on to online banking today and see my 1500 CL is now blank and it gives me the options to select my bonus catagories. I'm like awesome so I call to confirm and yep they took the original account and pc'd it to the cash plus, the weird part is they kept my CL at 1500. So I have a sig cash plus with a 1500 CL. What gives??

[LS2982]

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@Anonymous wrote:

So on my mini app spree I was declined for the us bank cash+ card and given the lame 1% rewards card. Well I refinance my car thru us bank last week at 2% and they give me a 15k premier line of credit. I'm like **bleep**. I sign for my car loan and the banker says she got a note that I was pre qualified for the cash+. I tell her I was already declined for it. She says let's do it anyway since it will go thru on the same credit pull so I agree. Log on to online banking today and see my 1500 CL is now blank and it gives me the options to select my bonus catagories. I'm like awesome so I call to confirm and yep they took the original account and pc'd it to the cash plus, the weird part is they kept my CL at 1500. So I have a sig cash plus with a 1500 CL. What gives??

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Congrats on the PC!!

I'd call back in and see if they can work out a 5k line for you.

[Tommy5746]

CONGRATS! thats a great card

[youngandcreditwrthy]

Hm... Sounds like you got hooked up!!! Time for you to go out and help the economy!!! Hahha jk :-)

Congrats on what appears to be a great FICO:-)

[Dustink]

The dash indicates NPSL, but it will likely report $5,000 on your credit report.

[navigatethis12]

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@Dustink wrote:

The dash indicates NPSL, but it will likely report $5,000 on your credit report.

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I was going to say this. Maybe the system had not fully updated it for the representative to see the new limit.