cancel
Showing results for 
Search instead for 
Did you mean: 

Straight up Plain BOA Visa Approved

Frequent Contributor

Straight up Plain BOA Visa Approved

So, I was itching after 11 months of no apping. Found a great balance transfer card.

 

I just paid off my BOA cash rewards siggy, and I wanted to clean up the rest of my cards.

 

Applied and immediate approve for 10K  0% 15 months.

 

Comes with a chip too. (Im over seas)

 

 

Felt that old approved black magic again Smiley Happy

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Message 1 of 12
11 REPLIES
Valued Contributor

Re: Straight up Plain BOA Visa Approved

Congrats! Have yet to play with the EMV chips....

Message 2 of 12
Established Contributor

Re: Straight up Plain BOA Visa Approved

Congrats  I just added a travel rewards  last month to my collection  I already had cash siggy but only gave me a 2.5k l. I still had a baddie reporting though that falls off soon though. 



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 3 of 12
Frequent Contributor

Re: Straight up Plain BOA Visa Approved

I thought about the travel rewards, but it was 4% on the transaction for transfers and only 12 months.

 

The card looks exactly the same though, but it did have 0% on international......

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Message 4 of 12
Established Contributor

Re: Straight up Plain BOA Visa Approved

Congrats! Nice CL.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 5 of 12
Moderator Emerita

Re: Straight up Plain BOA Visa Approved

Message 6 of 12
Established Contributor

Re: Straight up Plain BOA Visa Approved

Congrats. Nice cl.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Message 7 of 12
Valued Contributor

Re: Straight up Plain BOA Visa Approved

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 12
Senior Contributor

Re: Straight up Plain BOA Visa Approved

Congrats!! Ill be apping for boa later this year I suspect
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 9 of 12
Blogger

Re: Straight up Plain BOA Visa Approved


minimock wrote:

I thought about the travel rewards, but it was 4% on the transaction for transfers and only 12 months.

 

The card looks exactly the same though, but it did have 0% on international......


Congratulations! One option you may want to consider is to product change your card to the Travel Rewards card but keep the promotional advantages such as the period of 0% interest. And obviously, if you have already transfered the balance they can't charge you another balance transfer fee! Robot Very Happy

 

Message 10 of 12