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Strangeness from Capital one

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shasta
Regular Contributor

Strangeness from Capital one

I asked a few weeks ago on these forums about helping my nephew get credit. He's 19 and just started working and I'm trying to help him

 

Well, I helped him apply online at Capital one and he was instantly denied. He received a letter a couple of weeks later stating that he had no credit file. The same day that he was denied, I added him as an AU on my Capital one and my AMEX zync. Both cards came for him a few days later.

 

Today, he received a letter from Capital one and it contained an unsecured credit card with a $300 limit!

 

What the heck?

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1 REPLY 1
LS2982
Mega Contributor

Re: Strangeness from Capital one


@shasta wrote:

I asked a few weeks ago on these forums about helping my nephew get credit. He's 19 and just started working and I'm trying to help him

 

Well, I helped him apply online at Capital one and he was instantly denied. He received a letter a couple of weeks later stating that he had no credit file. The same day that he was denied, I added him as an AU on my Capital one and my AMEX zync. Both cards came for him a few days later.

 

Today, he received a letter from Capital one and it contained an unsecured credit card with a $300 limit!

 

What the heck?


Sounds like they reconsidered on their own!

 

I'd just mosey on along and take care of the card! Smiley Happy




EQ FICO 548 3/3/16
Message 2 of 2
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