I had a Discover student card for 2 years and just this past week did a PC to the non-student It card. They did it over the phone with no hassle.
Discover actually asked for proof of enrollment when I applied for the non-student version, just to help adjust their expectations of income.
Also, I've seen people put it down, but I've been very happy with my Amazon.com Visa. Discover isn't excepted everywhere (like my college), and getting 2% on dining without having the score and income to get a Sapphire is very nice. It doesn't hurt that I get my textbooks off of Amazon.
Citi didnt ask for any proof of enrollment for my forward.
Yeah, but I try to avoid fraudulent applications.
I'm going to poke along two classes at UCLA this summer, and thinking about going back part-time to finish the degree over the next 3-4 years as looking like I'm going to be working in the exact same company and doing the exact same thing where I can dictate my schedule somewhat.
Mortgage first, random credit tricks later. May just decide to pickup another part-time job instead.
Nowadays, I try to avoid applying for student credit cards. Since I've managed to established credit in the prime sector, I try not to bother with the student tags even though they're are easier to qualify. For my current credit union student visa, I am only limited to a $2,000.00 maximum. They are much more cautious about giving me a higher credit limit since it was a "student account," according to the representative.
When I walked into the bank last month, they reccomended I apply for their platinum card since my score and income qualified. They even said the student card wasn't flexible. I did not want to take another inquiry, so I settled for a CLI to $1,000.00 and placed it in the sock drawer.
When I first applied for this student card, I had an initial $500.00 credit limit. I needed to bring in a copy of my paystub to show proof of income and my class schedule to show proof of enrollment.
like jsu recommended, Wells Fargo is a good choice for college cards.
They do not have those fabulous rewards or anything, but their interest rates are on the lower end, esp. for college cards.
When I had the college card back then, they kept extending my 0% APR offer as well. Not sure if they still extend those offers it now since the economy isn't as good as it was 5-7 years ago, but in general it's a nice prime bank card to start with. I cant remember the interest rates I have right now at the top of my head, but it is in the single digit region if I remember correctly, so it's kinda nice to have a card to leave balances on if I ever need to.
Do check out Citi, Bank of America and Discover as well. They have good options as well. Bank of America is able to product change too from what I was told. Not too sure about Discover and Citi. You can try calling their new accounts department and ask. You can always get more than 1 card
I too started with a Wells Fargo Credit Card. I had a 6 month 0% APR intro w/ a 15.15% APR after and 1% cash back. Initial credit limit was $700 and it was bumped up to $900 a year after. I have a checking/savings account with them and had a thin credit file when I initially apped.