Reply
Established Member
Kwyjibo
Posts: 23
Registered: ‎06-12-2013

Re: Stupid question, but what is " luv button?"

Do you all know if its a SP or HP for Dillards card?


Gardening until at least 12.16.13
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Stupid question, but what is " luv button?"


JMMD wrote:

I keep seeing this in pists about getting credit line increases and have no idea what it eans. Thanks.


   There are no stupid questions here. We are here because we like discussing credit and helping people. So keep them questions coming. Good luck!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Senior Contributor
longtimelurker
Posts: 4,136
Registered: ‎04-22-2013

Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

Do you all know if its a SP or HP for Dillards card?


Don't know, but a good rule is "Always be prepared for a HP".  Lots of threads here on various cards where a CSR has said it will be soft and it turns out to be hard.   Any request for credit or increased credit is really "supposed" to be hard (the credit report is meant to show that the user is asking for new/more credit so that everyone can evaluate the behavior), so exceptions are very nice, but not to be relied on.


From highest to lowest: Amex BC (42K), Cap One , CSP, Fidelity Amex, Cap One, Penfed Plat Rewards x2, , Citi TY Pref, Citi TY Premier, Citi Plat Select AA, US Bank Cash Plus, Chase Amazon, Chase Freedom, Amalgamated Bank MC, Citi Forward, BCE, Sallie Mae (5K)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+