Reply
Frequent Contributor
Posts: 260
Registered: ‎05-12-2013
0

Stupid question, but what is " luv button?"

I keep seeing this in pists about getting credit line increases and have no idea what it eans. Thanks.

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Stupid question, but what is " luv button?"

It's the button you press to request a CLI online.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Regular Contributor
Posts: 125
Registered: ‎03-21-2013
0

Re: Stupid question, but what is " luv button?"

+1 credit limit increase button found on your cards website.
__
Freedom, Sapphire, Slate - HHonors, PRG, BCE - Cap1 Platinum - Discover IT - Tiffany & Co - Jared - Best Buy Citi -
Valued Member
Posts: 31
Registered: ‎02-13-2013
0

Re: Stupid question, but what is " luv button?"

Its a button on most of the CC website that says "request credit limit increase." Sometimes they just up ur limit by pressing it. Everyone calls it the "luv button".

Jumped out the Garden! But I'm running back with Roses!



Frequent Contributor
Posts: 260
Registered: ‎05-12-2013
0

Re: Stupid question, but what is " luv button?"

oh ok,that makes sense. Thanks! :smileyhappy:

Established Member
Posts: 23
Registered: ‎06-12-2013
0

Re: Stupid question, but what is " luv button?"

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Gardening until at least 12.16.13
Regular Contributor
Posts: 125
Registered: ‎03-21-2013
0

Re: Stupid question, but what is " luv button?"

Keyjibo, depends on your CCC. My Best Buy store card was a SP luv, Amex is SP luv.
__
Freedom, Sapphire, Slate - HHonors, PRG, BCE - Cap1 Platinum - Discover IT - Tiffany & Co - Jared - Best Buy Citi -
Super Contributor
Posts: 9,566
Registered: ‎04-22-2013
0

Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


In many  cases you will be asked a few questions, mainly salary, housing costs and perhaps what limit you are looking for.    Then, whether it is a HP or SP depends on the issuer.  In some cases, if they have done a recent SP as part of account watching, they may use that.  Others will do a HP anyway.  Some, like Citi, tell you afterwards if a pull wasn't done, but of course that's not all that useful for planning.

Frequent Contributor
Posts: 463
Registered: ‎11-28-2012
0

Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Stupid question, but what is " luv button?"


QAMngrGirl wrote:

Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 


Citi and Chase are usually HP as well. AmEx is an exception in that they almost always SP for CLIs.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.