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Regular Contributor
JMMD
Posts: 225
Registered: ‎05-12-2013
0

Stupid question, but what is " luv button?"

I keep seeing this in pists about getting credit line increases and have no idea what it eans. Thanks.

Rebuilding after BK-discharged Feb 2012. In the garden until June 2015
Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Stupid question, but what is " luv button?"

It's the button you press to request a CLI online.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Regular Contributor
TheSpeculator
Posts: 125
Registered: ‎03-21-2013
0

Re: Stupid question, but what is " luv button?"

+1 credit limit increase button found on your cards website.
__
Freedom, Sapphire, Slate - HHonors, PRG, BCE - Cap1 Platinum - Discover IT - Tiffany & Co - Jared - Best Buy Citi -
Valued Member
Biraeta
Posts: 31
Registered: ‎02-13-2013
0

Re: Stupid question, but what is " luv button?"

Its a button on most of the CC website that says "request credit limit increase." Sometimes they just up ur limit by pressing it. Everyone calls it the "luv button".

Jumped out the Garden! But I'm running back with Roses!



Regular Contributor
JMMD
Posts: 225
Registered: ‎05-12-2013
0

Re: Stupid question, but what is " luv button?"

oh ok,that makes sense. Thanks! :smileyhappy:

Rebuilding after BK-discharged Feb 2012. In the garden until June 2015
Established Member
Kwyjibo
Posts: 23
Registered: ‎06-12-2013
0

Re: Stupid question, but what is " luv button?"

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Gardening until at least 12.16.13
Regular Contributor
TheSpeculator
Posts: 125
Registered: ‎03-21-2013
0

Re: Stupid question, but what is " luv button?"

Keyjibo, depends on your CCC. My Best Buy store card was a SP luv, Amex is SP luv.
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Freedom, Sapphire, Slate - HHonors, PRG, BCE - Cap1 Platinum - Discover IT - Tiffany & Co - Jared - Best Buy Citi -
Super Contributor
longtimelurker
Posts: 8,159
Registered: ‎04-22-2013
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Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


In many  cases you will be asked a few questions, mainly salary, housing costs and perhaps what limit you are looking for.    Then, whether it is a HP or SP depends on the issuer.  In some cases, if they have done a recent SP as part of account watching, they may use that.  Others will do a HP anyway.  Some, like Citi, tell you afterwards if a pull wasn't done, but of course that's not all that useful for planning.

Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012
0

Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Stupid question, but what is " luv button?"


QAMngrGirl wrote:

Kwyjibo wrote:

If all you do to get your CLI is press a luv button, is it only ever going to be a SP?


Not always, my BofA & Barclay's are HP 99% of the time. Best to call if you aren't sure. 


Citi and Chase are usually HP as well. AmEx is an exception in that they almost always SP for CLIs.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)

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