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Established Member
Kwyjibo
Posts: 23
Registered: ‎06-12-2013

Re: Stupid question, but what is " luv button?"

Do you all know if its a SP or HP for Dillards card?


Gardening until at least 12.16.13
Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Stupid question, but what is " luv button?"


JMMD wrote:

I keep seeing this in pists about getting credit line increases and have no idea what it eans. Thanks.


   There are no stupid questions here. We are here because we like discussing credit and helping people. So keep them questions coming. Good luck!

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Senior Contributor
longtimelurker
Posts: 5,386
Registered: ‎04-22-2013

Re: Stupid question, but what is " luv button?"


Kwyjibo wrote:

Do you all know if its a SP or HP for Dillards card?


Don't know, but a good rule is "Always be prepared for a HP".  Lots of threads here on various cards where a CSR has said it will be soft and it turns out to be hard.   Any request for credit or increased credit is really "supposed" to be hard (the credit report is meant to show that the user is asking for new/more credit so that everyone can evaluate the behavior), so exceptions are very nice, but not to be relied on.

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Scores May 14: EQ 848, EX 833, TU 841 (Jul)

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