Subprime Credit Cards

[Anonymous]

Well hello there! I'm looking for sub prime credit cards for someone like me (598 Tu, Ex Fico 603(PSCEU), Eq Fico 602).

I currently have an

1. Orchard
2. First Premier

I'm already getting 8 secured cards over ther summer, so right now I'm just tyring to expand my unsecured credit base. Thanks!

tl;dr: What are unsecured credit careds for subprime credit?

[aftermath]

Why in the world would you need 8 secured cards?  Why not consolidate all that money into 1 giant secured card?

Anyways, try for a Capital One.

[SocalMark]

You can also try Barclaycard.

[Wolf3]

---

@Anonymous wrote:

Well hello there! I'm looking for sub prime credit cards for someone like me (598 Tu, Ex Fico 603(PSCEU), Eq Fico 602).

I currently have an

1. Orchard
2. First Premier

I'm already getting 8 secured cards over ther summer, so right now I'm just tyring to expand my unsecured credit base. Thanks!

tl;dr: What are unsecured credit careds for subprime credit?

---

I am big advocate of secured cards to rebuild credit.    I had 3 and now down to 2.

However, 8 seems excessive.    What 8 were you planning to get and why?

Are the Orchard and FP unsecured?

[Anonymous]

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

[Wolf3]

---

@Anonymous wrote:

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

---

I am also a big advocate of large deposit. so I like the $5000.    Does your spending require the $40K limit?    Who from? 

[aftermath]

---

@Anonymous wrote:

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

---

My suggestion would be is to get 4 secured cards at $10k each.

All those new cards will really hurt your AAoA.

[Anonymous]

I would do a single 40k card if I knew of any, any suggestions?

---

@aftermath wrote:

---

@Anonymous wrote:

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

---

My suggestion would be is to get 4 secured cards at $10k each.

All those new cards will really hurt your AAoA.

---

[Wolf3]

---

@Anonymous wrote:

I would do a single 40k card if I knew of any, any suggestions?

---

@aftermath wrote:

---

@Anonymous wrote:

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

---

My suggestion would be is to get 4 secured cards at $10k each.

All those new cards will really hurt your AAoA.

---

---

Some credit unions might do it.   Wells Fargo does $10K.

[aftermath]

---

@Anonymous wrote:

I would do a single 40k card if I knew of any, any suggestions?

---

@aftermath wrote:

---

@Anonymous wrote:

I'm getting 8 at 5,000 per card. I've been saving up for the past 3 years and finally have enough to get the 8 secured. However, I applied for Barclay's carnival card and was approved, any other sub-prime unsecured cards?

---

My suggestion would be is to get 4 secured cards at $10k each.

All those new cards will really hurt your AAoA.

---

---

Not sure of a $40k secured card, I believe $10k is the max majority of the banks will go.

Definitely do a $10k BofA secured card.  Once it unsecures after a year, they will double your secured amount and will continue to grow with you.