Succesful RECON - Barclays

[USC08]

I applied for the NFL Extra Points Visa and was denied due to the following reasons:

High utilization on another credit card - about 60%

Insufficient credit history - oldest account is 3YRS 10MO,  AAOA - 2 YRS

High number of recent inquiries - 2 in the past 6 months / 3 in the past year

I called the backdoor # and spoke with a credit analyst. She asked me a few questions about my income and verify identity. Placed me on hold for a minute and boom!

Congratulations! On 09/27/2010 you were approved for the
Oakland Raiders NFL Extra Points Visa Card with a Credit Line of $1,000.00

APR is 17.74%, apr ranges from 13.74%-17.74%

You'll receive your card, pin, and cardmember agreement within the next 10 days. Set up online access now. Select GO to create a username and password.

[Anonymous]

Raiders...gross.

[score_building]

CONGRATS!! v. kewl!  Barclays has probably the best reputation among mjr issuers for affimative recon, kudos to you for running it out!!

[haulingthescoreup]

---

@Anonymous wrote:

Raiders...gross.

---

lol --could be worse, could be the Niners...

Congrats on the recon, OP!

[rubaty]

I wondered why BOA stopped the program.....now I have to apply for another 49ers card.

[rubaty]

The niners will return to greatness one day!

[haulingthescoreup]

---

@rubaty wrote:

I wondered why BOA stopped the program.....now I have to apply for another 49ers card.

---

Whoa, you're a dedicated fan, that's for sure. They haven't exactly covered themselves in glory so far this year.

[haulingthescoreup]

---

@rubaty wrote:

The niners will return to greatness one day!

---

It could happen! It could happen!

* gazes overhead to see if any flying pigs are going by *

[mauwow0682]

+1....WE NEED DEBARTOLO JR BACK!