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Just curious how many people have tried for and gotten a CLI after opening their cards. Doesn't have to be the 3 times CLI (that everyone but me seems to get?).
Personally when I got my 2 new Amex's 7 months ago, SL's were 10K and 1k.
Within a few days or so of getting those cards, I asked for I think it was 3 times my SL's. Got denied and have been denied any and all requests I've made since.
I dunno, it just seems like everyone's successful at getting CLI's with their Amex's. Wondering how true that is. So please share your success rate with CLI's and your Amex.
Thanks!
My initial limit on my Amex Hilton Surpass was $12K. After 120 days I asked for $36K and they countered with $30K.
I had read that you should try for the 3x CLI right after you're approved for the card. At least that's what I recall reading back when I applied.
My most recent request was a few days ago and haven't heard back yet.
@boober wrote:I had read that you should try for the 3x CLI right after you're approved for the card. At least that's what I recall reading back when I applied.
My most recent request was a few days ago and haven't heard back yet.
Whether you should try upon activation is really up to you. Ultimately it's not a big difference between doing it then or waiting a couple months. I hope you realize that once you try for a CLI and are denied for the first time that you have to wait another 90 days before trying again. Otherwise you will automatically be denied.
@Anonymous wrote:
@boober wrote:I had read that you should try for the 3x CLI right after you're approved for the card. At least that's what I recall reading back when I applied.
My most recent request was a few days ago and haven't heard back yet.
Whether you should try upon activation is really up to you. Ultimately it's not a big difference between doing it then or waiting a couple months. I hope you realize that once you try for a CLI and are denied for the first time that you have to wait another 90 days before trying again. Otherwise you will automatically be denied.
OP, I hope you realize the AMEX CLI process is rather well defined as far as when you can, when you can't, when the computer will box you out, from getting a CLI?
It sounds like your initial approvals went for $10k then $1k. If this is the case, you had hit your internal credit limt at AMEX at that time. A request for a CLI at activation would not be promising.
As noted, after you request a CLI and it is denied, it's a 90 days wait.
After you get any CLI approved, it's a 6 month wait.
What is your usage of the cards? How much of the $1k limit are you using?
Good luck with the CLI request. With AMEX, it never hurts to use the card more, wait a little longer before making the CLI request. With good usage and payment history, the CLI will come eventually, but it's not a Luv button like at Discover and CapOne where you just keep pressing it until something happens. AMEX takes time.