In my experience, FIA/BoA seems to be very generous when it comes to CLIs, but they have been very inflexible when it comes to APR reduction requests. I PIF the card so the interest rate doesn't have an effect so I guess it's just a matter of principle with me.
I've tried unsuccessfully for months to get my APR lowered on my World Points card as a "tangible" reward for my credit repair efforts, but no dice. However, they continually dangle the possibility of new TLs with better terms. While tempting, I simply don't need any more TLs and instead will focus on getting higher CLs and better terms.
Good luck and keep us posted!
Message Edited by lurknomore on
06-03-2008 08:28 AM