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New Contributor
FabulousDtheBruin
Posts: 93
Registered: ‎10-19-2012

Successes and Denials!

So, AmEx declined my 3X CLI, but that's because I have like 13 Inq.  

 

I App'd for a CLI w/ Citi (was at $500), requested an increase to 1K yesterday, they approved it, then requested another one today for $500 and they approved it!  So my Citi limit is $1,500.  My BofA card is at $1500, too!  I requested another $500 and they are pending review.  I also app'd for a Barclay card today and they approved me for a measly $500.  UGH.  

 

Is Barclay even worth having??!  Will they close my Acct. due to numerous Apps.?

 

Thank you my friends!

AmEx BCE - 2K, Clear from AmEx - 2K, Bank of America Travel Rewards - 10K, Chase Freedom - 4.3K, U.S. Bank College Visa - $600, Discover More Card - 7K, Citi Dividend Card for Students - 2.1K, Barclay Rewards MC-2.5K, Macys Red Card-1.8K, Bank of America AmEx-15K, Banana Republic Visa-2.5K, Chase CSP-10K, Chase Saphire-5K,
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Successes and Denials!

Congrats on your cli's

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Successes and Denials!


FabulousDtheBruin wrote:

So, AmEx declined my 3X CLI, but that's because I have like 13 Inq.  

 

I App'd for a CLI w/ Citi (was at $500), requested an increase to 1K yesterday, they approved it, then requested another one today for $500 and they approved it!  So my Citi limit is $1,500.  My BofA card is at $1500, too!  I requested another $500 and they are pending review.  I also app'd for a Barclay card today and they approved me for a measly $500.  UGH.  

 

Is Barclay even worth having??!  Will they close my Acct. due to numerous Apps.?

 

Thank you my friends!


You need to lay low for the next 6 months no apps or HP's with the Barclay card in your lineup. They will do AA on accounts but its YMMV.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
creditwatcher2012
Posts: 455
Registered: ‎06-27-2012

Re: Successes and Denials!

What is YMMV? I had the barclaycard since July and have verry high utilization, alot of new accounts, and alot of inquires and so far have not received AA it's an Apple Financing?
Moderator
09Lexie
Posts: 22,403
Registered: ‎09-13-2012

Re: Successes and Denials!

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Successes and Denials!

Congrats on the approvals....now go to the garden for a while :smileytongue:

*8/10/13

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