Successful Bank of America Recon

[Anonymous]

I called Bank of America today because Chase keeps screwing with me, and Bam! Approved for $5,000 credit limit with 65 inquires. The only company I have found to be extremely anal about the inquires is Citibank. I have successfully reconed B of A, Cabela's, and Chase. I have accumulated a good amount of cards since the start of the New Year. I am telling you now is the time to apply as companies want to get a good start to the year. Just my 2 cents!

[Juan123]

discover and amex are also extremely anal.... 65 inq's?!?!? JEEZ, whats your CR look like and ur scores?

[rbizzle]

What reasons did you give for recon? I'm interested just to brush up my skills a little bit =)

[Anonymous]

681, perfect payment history, no derog's, and average age of accounts is 3 yrs

[Datx]

Congrats. If you don't mind me asking, is that 65 inquiries across the 3 major CRAs, or is that EX alone?

[SocalMark]

Wow you have to be one Smooooth Talker.

[CS800]

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@Anonymous wrote:

681, perfect payment history, no derog's, and average age of accounts is 3 yrs

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65 inqs???????

Why did BOA initially deny you? Too many inqs, score?

At least in MA BOA pulls EX

[Anonymous]

I'm just nice and prepared. I answer their questions honestly. I have good answers to their questions. I also look at it like this. They aren't taking a risk on me, I'm a responsible person. Most people are scared and nervous when they call and that comes through over the phone. Especially to a credit analyst that evaluates people for a living.

[Anonymous]

I have like 30 on TU and Equifax. 65 on experian

[Anonymous]

Denied for to many inquires