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Successful BoA product change (VISA>MC)

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h4ldol
Contributor

Successful BoA product change (VISA>MC)

Just wanted to give an update on my PC request for my BoA Cash Rewards card.

 

The card was opened in March 2012 and I requested the PC from Signature VISA to World MC several weeks ago.  It was fairly easy to do (the online chat person knew it was possible, as well as a phone CSR I spoke with several months ago, although the CSR I called several weeks ago did not, but quickly found out from a supervisor that it was possible).  It ended up taking about 3 weeks to go through, but it worked so I'm a happy camper now.  

 

Also, it's interesting to know that my rewards points transferred, although the CSR told me that they wouldn't (and so I cashed most of it out before requesting the PC).  Of course, YMMV with that and I would recommend using as much of your rewards points as possible before trying a PC, since the CSR will tell you that the rewards points will not transfer.

 

The main reason I requested the PC is that apparently BoA doesn't report CL with Signature VISA but they do with World MC, so hopefully that will be the case!

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CreditChampion
Frequent Contributor

Re: Successful BoA product change (VISA>MC)

From what I hear neither signature nor world mc report limits, but they have an Amex version of the card as well that reports.
Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
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