10-31-2012 01:14 PM
I have had my CSP since end of April, this month was my 6 month anniversary therefore available for a CLI request. I requested a CLI 2 days ago, my starting CL was 5k and I requested 10k, required a HP (they pulled EX), they told me it was going to need a manual review. I decided to keep checking online to see if my CL had been raised and I went on and saw that it was today!! So I'm assuming I was appoved, I just didn't want to wait for the letter to come in the mail and also didn't want to keep bugging the reps to see if it was approved, so I kept checking online which the rep suggested. This is my first 5 digit limit, I'm stoked! A year and a half ago I was sitting here with 2k in debt at age 21 which is pretty bad and around a 600-670 credit score and now I have made quite a big U turn and have a credit score around 740, I believe I am heading in the right direction now, I just have to stay on this successful path. I couldn't have done it without all this good information on these forums and the help from all of you. Thanks again!
10-31-2012 01:17 PM
Awesome! I guess it was worth the HP
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.