Successful WF PC plus CLD! UPDATE

[Anonymous]

I considered changing my WF rewards card to a Cash Wise or propel but I didn't, and good thing too, I don't want to risk them closing my original account. The whole reason I keep the card is cuz it's my oldest account, about 5 years older than my 2nd oldest. When I spoke to a banker in branch recently about PCing to the WF signature if I'd get the 5% cash back offer, he made some presumptions about my intent with opening it but he also seemed to presume that part of doing a PC would entail opening a new account.

[AverageJoesCredit]

Update guys. Its official , it is a new account as Experian, as always for me, first to update. Also, no cld, still a $2500 credit limit. It stinks they closed the original but coildnt keep it open with an AF anyway. So lost a month on my aaol again, haha i dont think ill ever see 2 years, and my ex fell 6 points but that could be from new account and Navy finally updating full bt. Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

[UpperNwGuy]

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@AverageJoesCreditwrote:
Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

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Isn't that how it has always been with Wells Fargo?

[arkane]

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@AverageJoesCreditwrote:
Update guys. Its official , it is a new account as Experian, as always for me, first to update. Also, no cld, still a $2500 credit limit. It stinks they closed the original but coildnt keep it open with an AF anyway. So lost a month on my aaol again, haha i dont think ill ever see 2 years, and my ex fell 6 points but that could be from new account and Navy finally updating full bt. Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

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 WF, more like W-T-F amirite?

[Anonymous]

AJC ... that CLD has to be a reflection of their view on your credit worthiness Yeah ... then assign you the lowest Apr to boot! Think it is time to take a refreshment break. Logic certainly isn't present ... how can you live with that $50 CLD? GADS!

[Anonymous]

If you rarely use and enjoy the benefits of any card really no sense in paying AF IMO. Congrats!

[AverageJoesCredit]

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@UpperNwGuywrote:

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@AverageJoesCreditwrote:
Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

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Isn't that how it has always been with Wells Fargo?

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No clue, first time around, now i know

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@UpperNwGuywrote:

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@AverageJoesCreditwrote:
Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

---

Isn't that how it has always been with Wells Fargo?

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[AverageJoesCredit]

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@arkanewrote:

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@AverageJoesCreditwrote:
Update guys. Its official , it is a new account as Experian, as always for me, first to update. Also, no cld, still a $2500 credit limit. It stinks they closed the original but coildnt keep it open with an AF anyway. So lost a month on my aaol again, haha i dont think ill ever see 2 years, and my ex fell 6 points but that could be from new account and Navy finally updating full bt. Looks like pcing with Wells Fargo is essentially you apping a new card mnus the hp.

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 WF, more like W-T-F amirite?

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YouRriteRiteRite

[AverageJoesCredit]

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@Anonymouswrote:
AJC ... that CLD has to be a reflection of their view on your credit worthiness Yeah ... then assign you the lowest Apr to boot! Think it is time to take a refreshment break. Logic certainly isn't present ... how can you live with that $50 CLD? GADS!

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Lol, i cant. Turns out im slow

[AverageJoesCredit]

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@Anonymouswrote:

If you rarely use and enjoy the benefits of any card really no sense in paying AF IMO. Congrats!

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Preaching to the choir