Yes, I hear ya. I do too. It's like you pay it off and now you want a new shinny car again, so hense the car loans over and over again. Those are like revolving loans to me! I get bored w/cars and can not count on Two hands how many car loans I've had! How stupid can ya be!! Once this one is paid off this month, it is a keeper. I decided two years ago to rent cars for vaca and fly, so my miles are low and my car seriously looks brand new, even tho it's a 2004.