Yes, I hear ya. I do too. It's like you pay it off and now you want a new shinny car again, so hense the car loans over and over again. Those are like revolving loans to me! I get bored w/cars and can not count on Two hands how many car loans I've had! How stupid can ya be!! Once this one is paid off this month, it is a keeper. I decided two years ago to rent cars for vaca and fly, so my miles are low and my car seriously looks brand new, even tho it's a 2004.
I have a 2002 Town Car that looks and runs like new. I bought it for about 60% of the then book value two years ago and financed a part of that. The loan has two years left and the payment is $188/mo. Taking the note was a strategic move and it has paid off in spades. Going to be a while before this wears out. I don't know what the next move will be. Probably another drop dead deal on a cream puff Town Car.