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Member
deb67
Posts: 8
Registered: ‎02-06-2013

Suggest Credit Cards for Equifax Score of 690

Can anyone suggest credit cards for a Equifax score of 690 with a 1 year 4 month Credit History.

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Suggest Credit Cards for Equifax Score of 690

Is that your true FICO score of 690 or your EQ score?

What other TL's do you have? House? Car?

What credit cards do you currently have if any?

Are they secured or unsecured?

If you have any what are your limits?

*8/10/13
Member
deb67
Posts: 8
Registered: ‎02-06-2013

Re: Suggest Credit Cards for Equifax Score of 690

This is Equifax score. FICO Score is 684. Two credit cards. One secured card with limit 1800 (Nov 2011) and One unsecured card limit 1700. Last card availed in July 2012. Utilisation limit 21%. Timely payment of full balance. No Mortgages, No Auto Loan. No Personal loans.

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Suggest Credit Cards for Equifax Score of 690

[ Edited ]

Ok great... 1st thing I would do, (if you can) is get your UTL under 9% before you apply. This will allow you a better chance at approval and a higher starting credit limit.

 

So what are you wanting out of your card? Point rewards? Cash Rewards? Travel benefits? 

 

*8/10/13
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010

Re: Suggest Credit Cards for Equifax Score of 690

What bank is the 2 cards you have with?

Member
deb67
Posts: 8
Registered: ‎02-06-2013

Re: Suggest Credit Cards for Equifax Score of 690

Looking for a Card with Point rewards. 

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Suggest Credit Cards for Equifax Score of 690

Discover is a great daily use points card IMO. 

*8/10/13
Member
deb67
Posts: 8
Registered: ‎02-06-2013

Re: Suggest Credit Cards for Equifax Score of 690

Have a Discover Card since July 2012. Any other suggestion?

Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: Suggest Credit Cards for Equifax Score of 690

AMEX is always good for points

If you use paypal at all they are offering 2x back

Chase Freedom is a good rewards card.

*8/10/13
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008

Re: Suggest Credit Cards for Equifax Score of 690

How about an AMEX charge card???

$100K in Credit
Last Credit Card App: 11/16/13

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