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Established Contributor
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Registered: ‎10-25-2011
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Re: Suggest Credit Cards for Equifax Score of 690


deb67 wrote:

Have a Discover Card since July 2012. Any other suggestion?


chase freedom!

I'm a personal banker and do a lot of auto loans serving the Houston area.
I suggest first time car buyers to read the sticky guide in the auto loan section.
I try to check these forums often, but if I missed your post, please feel free to message me with a link to it.
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: Suggest Credit Cards for Equifax Score of 690

Chase Freedom is an excellent Point Rewards card. However, you will have a better chance of getting a Cap1 Cash Rewards card but it is not point based. You get 1.5% cash back.

If denied with Chase, recon.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! :smileyhappy: Last App: 4/5/13 Gardening until July 2014
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Registered: ‎09-16-2011
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Re: Suggest Credit Cards for Equifax Score of 690

[ Edited ]

I agree,   get your utilization down below 9% and then look at Chase Freedom or Chase Amazon, I think you'd be approved :smileyhappy:


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Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: Suggest Credit Cards for Equifax Score of 690

Avoid C1 unless you want a $500 limit for the next five years.
App for Chase Freedom! It's a great entry-level-prime card :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 955
Registered: ‎02-02-2013
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Re: Suggest Credit Cards for Equifax Score of 690


chnceit wrote:
How about an AMEX charge card???

+1 and Chase Freedom would be a good fit imo.


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TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
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