Suggestion: Credit Card Approvals!

[Anonymous]

APPROVED CREDIT CARD: Citi Forward
BUREAU PULLED: TU

CREDIT SCORE: TU FICO 725, EQ FICO 729, EX FAKO 734
CUSTOMER STATE OF RESIDENCE: HI
AAOA: 3 yrs
UTILITIZATION: ~15%

HHI: 35K

CREDIT LIMIT: Don't know yet

MISCELLANEOUS COMMENTARY: I actually was instantly denied when I app'd for this card online. I had to call in and recon. They said I had to much balances on my account on my TU report. So I noticed my TU report was not updated. I had to wait a few days and fax to Citi an updated TU report. One day later they approved my application. Now just waiting to receive my card

[Anonymous]

APPROVED CREDIT CARD: AMEX Blue
BUREAU PULLED: EX

CREDIT SCORE: TU FICO 725, EQ FICO 729, EX FAKO 734
CUSTOMER STATE OF RESIDENCE: HI
AAOA: 3 yrs
UTILITIZATION: ~15%

HHI: 35K

CREDIT LIMIT: Don't know yet.

MISCELLANEOUS COMMENTARY: Feels good to be "part of the AMEX club". Refer here for my little story on this app: http://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Blue-What-are-my-chances/td-p/799456/highlight/fal...

[lessismore2014]

APPROVED CREDIT CARD: PSECU

BUREAU PULLED: TU & EQ

CREDIT SCORE: TU-752 EQ-702 EX-640

CUSTOMER STATE OF RESIDENCE: PA

AAOA: TU- 1 YR. EQ- 7 MOS.

UTILIZATION: 6%

HHI:

CREDIT LIMIT: $20k

MISC: HAD TO FAX IN PAYSTUB

APPROVED CREDIT CARD: DISCOVER MORE

BUREAU PULLED: TU

CREDIT SCORE: TU-752 EQ-702 EX-640

CUSTOMER STATE OF RESIDENCE: PA

AAOA: TU- 1 YR. EQ- 7 MOS.

UTILIZATION: 6%

HHI:

CREDIT LIMIT: $1k

MISC: RECEIVED CALL AT WORK TO VERIFY QUESTIONS AND WAS APPROVED FOR $1k SHE ASKED IF THAT WAS ENOUGH TOLD HER NO PUT ME ON HOLD CAME BACK & SAID THAT WAS THE BEST THEY COULD DO FOR NOW. CHECK IN 6 MOS.  I'LL TAKE IT. SAVE ON GAS. 

APPROVED CREDIT CARD: AMEX Zync

BUREAU PULLED: TU

CREDIT SCORE: TU-752 EQ-702 EX-640

CUSTOMER STATE OF RESIDENCE: PA

AAOA: TU- 1 YR. EQ- 7 MOS.

UTILIZATION: 6%

HHI:

CREDIT LIMIT: ?

MISC:

[Scuba]

bump

[Anonymous]

Can we make this a sticky, like in the auto section? ^_^

[Anonymous]

APPROVED CREDIT CARD: AMEX Blue Cash

BUREAU PULLED: EX

CREDIT SCORE: EQ: 728

CUSTOMER STATE OF RESIDENCE: PA

AAOA: 4 Years

UTILIZATION: 3%

HHI: $90,000+

CREDIT LIMIT: Not Sure Yet

MISC: Decided to pull the trigger and received an instant approval.

[Kiwill]

APPROVED CREDIT CARD: Chase Freedom
BUREAU PULLED: TU
CREDIT SCORE: 752
CUSTOMER STATE OF RESIDENCE: IL
AAOA: 4yrs
UTILITIZATION:40%

HHI: $140,000+

CREDIT LIMIT: $3,000

MISCELLANEOUS COMMENTARY:  I only applied for this card because I happen to know that Chase pull TU in Illinois.  The moment I pulled my TU Fico score and saw the 752, I immedialty applied for this card.  My Credit portfolio is almost complete.  When all the inquiries ages and scores improve on my EX and EQ reports I will apply again for Discover More, Citi Platinum and AmEx Coscto True Earnings.  Probably not for another Year. 

[Anonymous]

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@Kiwill wrote:

APPROVED CREDIT CARD: Chase Freedom
BUREAU PULLED: TU
CREDIT SCORE: 752
CUSTOMER STATE OF RESIDENCE: IL
AAOA: 4yrs
UTILITIZATION:40%

HHI: $140,000+

CREDIT LIMIT: $3,000

MISCELLANEOUS COMMENTARY:  I only applied for this card because I happen to know that Chase pull TU in Illinois.  The moment I pulled my TU Fico score and saw the 752, I immedialty applied for this card.  My Credit portfolio is almost complete.  When all the inquiries ages and scores improve on my EX and EQ reports I will apply again for Discover More, Citi Platinum and AmEx Coscto True Earnings.  Probably not for another Year. 

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Kiwill, do you think the $3,000 limit is mainly due to the 40% utilizaiton?

[Kiwill]

Yes, when I reconed for a higher CL, she mentioned my new account from NFCU which is already almost at the limit (due to BT).  Also, she took a deep look into my 2yr history and mentioned the amount of inquiries within that time frame.  I closed my Chase Slate last month and she basically said I should be grateful because that card only had a $600 CL, she's right and so I gracefully said thank you and told her to have a wonderful holiday.  She said I can call back in 6 months for  a CLI.   

[JayRizzo]

Again, I know it was mentioned already but can we see more from those with scores between 650-700 and the challenges they faced in order to get approved and not so many of the 750+ scores which are pretty much a given and don't benefit those trying to learn what to do and what not to do.  Thanks, members!