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Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010

Suggestion for a Barclay's card? Which card is the best option?

In your opion?

 

I am looking for rewards, high limit and low APR. Any thoughts?

Regular Contributor
flyingmd
Posts: 219
Registered: ‎06-17-2011

Re: Suggestion for a Barclay's card? Which card is the best option?

Whats a "high limit"??? 10K?? 20K?? 100K?? Some lenders have limits on some of their products so your definition of high limit wouold help. AMEX Gold or Platinum with membership rewards is one to consider but obviously you have to PIF every month (which you should be doing anyway. Chase gives fairly large limits out of the gate. If your fly Continental or United, their Presidential Plus is a great one. My initial limit was 22K.

Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010

Re: Suggestion for a Barclay's card? Which card is the best option?

thanks!  but please note that i asked for barclay's cards only.. : )

Regular Contributor
sgs10
Posts: 204
Registered: ‎08-03-2010

Re: Suggestion for a Barclay's card? Which card is the best option?

Whats is credit profile utilization etc?

Frequent Contributor
dookdig
Posts: 332
Registered: ‎04-08-2011

Re: Suggestion for a Barclay's card? Which card is the best option?

[ Edited ]

I believe Travelocity Amex give out the best reward in term of discount%. You could get 10% cashback for future travel purchase and 4% back on select category for the 39$ AF version. Your credit line for barclay card will be determine by other credit lines showing on your credit report. If you have some high limit cards already, you could recon to match those TLs. If you have only toys, expect to get another toy and it could be as low as $500. Their co-brand cards usually have high to very high apr. I think reward and apr are two things that will unlikely go together. You need to sacrifice one for another. I have FIA fidelity amex from BOA with 2% back on everything and apr is somewhat OK at 13.99%. You can't really expect great reward card with 6.99% apr.

Regular Contributor
flyingmd
Posts: 219
Registered: ‎06-17-2011

Re: Suggestion for a Barclay's card? Which card is the best option?

I realized that after I hit the "post" button. I am so sorry. 


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