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Suggestions / Plan of Attack

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CreditExpressNJ
Established Contributor

Suggestions / Plan of Attack

Ok so this is just pre-spree inquiry ... what i was wondering i have the cards below in my Signature my last app was last month on the 5th so yayyy i reached a Bronze Spade.... but yes that was a digress ... so i want only 5 revolver cards no including my Walmart Discover just for the TU fico i personally would have preferred the regular Walmart card because i dont use it anywhere but there anyway .... *shrugs*  but what would be your suggestions when i should apply for the cards in my signature below for mobile users my goal cards are  ----- Discover IT , Blue Cash Preferred , Sallie Mae, US Bank Cash+ and Chase Freedom ---- Do you think i will be able to in 6 months i have 2 baddies on my report GWing is not working one is from University of Pheonix was 906 ... now paid in full its from 2008 and one from Senex Services Medical was $264 now a paid collection....from early 2009 ...

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 1 of 8
7 REPLIES 7
myjourney
Super Contributor

Re: Suggestions / Plan of Attack

When are you planning your attack and what are current scores?

 


Edt INQ's this year

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
CreditExpressNJ
Established Contributor

Re: Suggestions / Plan of Attack

Next year around april and i have like 8 inquiries on each this year
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 3 of 8
myjourney
Super Contributor

Re: Suggestions / Plan of Attack


@shaun2009 wrote:
Next year around april and i have like 8 inquiries on each this year

Should be good by then  i see 3 EX 1 TU and 1 not sure who they pull US bank 

So pay high attention to EX file

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 8
CreditExpressNJ
Established Contributor

Re: Suggestions / Plan of Attack

got it ....  US Bank pulls TU so id assume 3 EX and 2 TU but 2 months ago i did Discover they did EQ for me .... so i think if it remains the same it will be ...

 

Discover - EQ

Freedom - EX

BCP - EX

SallieMae - TU

Cash+ - TU

 

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 5 of 8
myjourney
Super Contributor

Re: Suggestions / Plan of Attack


@shaun2009 wrote:

got it ....  US Bank pulls TU so id assume 3 EX and 2 TU but 2 months ago i did Discover they did EQ for me .... so i think 1 EQ 2 EX and 2 TU


From what I can tell yes real close to the mark

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 8
CreditExpressNJ
Established Contributor

Re: Suggestions / Plan of Attack

do you really think i will be able to get Cash+ though i know thats a Visa Sig and so it must be 5K+ i havent had a 5k+ card
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 7 of 8
myjourney
Super Contributor

Re: Suggestions / Plan of Attack


@shaun2009 wrote:
do you really think i will be able to get Cash+ though i know thats a Visa Sig and so it must be 5K+ i havent had a 5k+ card

By April and hopefully a couple of CLI's............ score will be higher its possible

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 8
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