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Suggestions for next card.

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Mrjstics
Valued Member

Suggestions for next card.

I got two cards in 2013 and two cards in 2014. would like to know some suggestion  for 2015. Or should I  work on the current ones I have  in 2015  And not apply for any credit until 2013  inquiries fall off.

Personal: Macys(300), Amazon Rewards Visa(500), Barclay NFL(1250), Havertys(2000), NFCU Sig(14,000), NFCU Go Rewards(14,000)

Business: Cap One Sparks(1500)
Message 1 of 5
4 REPLIES 4
Mrjstics
Valued Member

Re: Suggestions for next card.

I m on the border of  waiting for business app spree  but they hard pull personal  which will add more inquiries. 

Personal: Macys(300), Amazon Rewards Visa(500), Barclay NFL(1250), Havertys(2000), NFCU Sig(14,000), NFCU Go Rewards(14,000)

Business: Cap One Sparks(1500)
Message 2 of 5
dearppl
Contributor

Re: Suggestions for next card.

Well, the question is do you NEED more cards? If your purchases are already being covered by one of your cards, then you should garden until you see a card that better fits your personal needs. 

Message 3 of 5
takeshi74
Senior Contributor

Re: Suggestions for next card.

 As always with these questions the person asking needs to clearly state needs/wants/goals etc.  These aren't one-size-fits-all matters.  If the OP wants card suggestions then what is the OP looking for from a card?  Give us something to work with to narrow down the options.

Message 4 of 5
mongstradamus
Super Contributor

Re: Suggestions for next card.


@takeshi74 wrote:

 As always with these questions the person asking needs to clearly state needs/wants/goals etc.  These aren't one-size-fits-all matters.  If the OP wants card suggestions then what is the OP looking for from a card?  Give us something to work with to narrow down the options.


Also an rough estimate about your credit , like inq, baddies, and scores would help in determining what kind of card to get. Well in addition to if you want rewards, cashback , or BT card?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 5
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