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Valued Contributor
Posts: 2,971
Registered: ‎02-09-2012
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Re: Surprise Amex approval...what was your fico,

Grats!  Just call CS and ask what the limit was

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Surprise Amex approval...what was your fico,

Congrats

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Surprise Amex approval...what was your fico,

Your CL is probably higher than you think. I don't believe AMEX approves limits that low...lol. CONGRATS on the approval but why did you apply early anyway? From my understanding, you already have an AMEX card. You could have applied in 2017 and still would have gotten backdated lol.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: Surprise Amex approval...

Yay! Congrats!! I think the min limit is more like $2000.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 766
Registered: ‎01-16-2012
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Re: Surprise Amex approval...


youngandcreditwrthy wrote:
Yay! Congrats!! I think the min limit is more like $2000.

Nope. I got 1k starting limit and have seen a 500 on a delta card.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Surprise Amex approval...

my dad got the delta gold witha 666 score for $1000 $3000 in 61 days though =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
Posts: 358
Registered: ‎04-28-2012
0

Re: Surprise Amex approval...

I just called to find out the credit limit and it is indeed $2000 - you guys were right! :smileyhappy:

 

 

TU: 757 (12/14/14) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Surprise Amex approval...

Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Surprise Amex approval...

Bam! Thought so!!! Congrats ;-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 358
Registered: ‎04-28-2012
0

Re: Surprise Amex approval...

Thankseveryone!

 

Does anyone with this card know how the setup with HHonors membership works? On the application it asked me if I was already a HHonors member and I selected "no".  Does this mean AMEX will set an account up for me, or maybe give me some directions on how to create one and merge it w/my card?

TU: 757 (12/14/14) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)

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