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Valued Contributor
Repo-ed
Posts: 2,602
Registered: ‎02-09-2012

Re: Surprise Amex approval...what was your fico,

Grats!  Just call CS and ask what the limit was


Starting Score: TU:650 - EQ: 672
Current Score: TU: 706 - EQ: 680 - EX: 699
Goal Score: 700

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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Surprise Amex approval...what was your fico,

Congrats

Established Contributor
maiden_girl
Posts: 1,157
Registered: ‎12-29-2011

Re: Surprise Amex approval...what was your fico,

Your CL is probably higher than you think. I don't believe AMEX approves limits that low...lol. CONGRATS on the approval but why did you apply early anyway? From my understanding, you already have an AMEX card. You could have applied in 2017 and still would have gotten backdated lol.

The truth is out there...

FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Surprise Amex approval...

Yay! Congrats!! I think the min limit is more like $2000.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Established Contributor
Cdnewmanpac
Posts: 684
Registered: ‎01-16-2012

Re: Surprise Amex approval...


youngandcreditwrthy wrote:
Yay! Congrats!! I think the min limit is more like $2000.

Nope. I got 1k starting limit and have seen a 500 on a delta card.

NewCardssmall
9500 5000 13000 3000 3000 5000
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Surprise Amex approval...

my dad got the delta gold witha 666 score for $1000 $3000 in 61 days though =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Surprise Amex approval...

I just called to find out the credit limit and it is indeed $2000 - you guys were right! :smileyhappy:

 

 

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Surprise Amex approval...

Congrats on the approval and nice CL!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Surprise Amex approval...

Bam! Thought so!!! Congrats ;-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Regular Contributor
isoldmyatlas
Posts: 205
Registered: ‎04-28-2012

Re: Surprise Amex approval...

Thankseveryone!

 

Does anyone with this card know how the setup with HHonors membership works? On the application it asked me if I was already a HHonors member and I selected "no".  Does this mean AMEX will set an account up for me, or maybe give me some directions on how to create one and merge it w/my card?

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

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