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Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
0

Surprise Capital One increase.

It seems Capital One is changing. For no reason at all our second Capital One card ( in my name as the wife ) went from being a simple $300 limit to now $1800 out of no where. I just got the email. What the hell? It said it would go up to $500 after the fifth statement. I'm so confused.

 

We already have a Capital One through my husband which took EMAILING to get up to 1,000. Now it seems my credit card under my less than perfect credit is now higher than my husbands who has a limit of 1500. So... weird.

 

Did they change the way they give credit?


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
Frequent Contributor
Peter1142
Posts: 361
Registered: ‎08-17-2013
0

Re: Surprise Capital One increase.

It certainly seems like they have unofficially changed their lending philosophy. They seem to be giving CLI to everyone.

 

And the EO is out on a mission to improve their cold and unyielding image. The reps there work very hard to make sure you walk away happy.

Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Surprise Capital One increase.

Lots of people have een getting much love from capone :smileywink: including myself... :smileyhappy:


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
New Contributor
Grover627
Posts: 60
Registered: ‎07-04-2013
0

Re: Surprise Capital One increase.

Just wondering how long she has had this card?

Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
0

Re: Surprise Capital One increase.

Fifth statement cut this month.


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!
New Contributor
Grover627
Posts: 60
Registered: ‎07-04-2013
0

Re: Surprise Capital One increase.

Congrats! That is a GREAT CLI! I am loving Cap. One as well!

Established Contributor
hot4u
Posts: 789
Registered: ‎04-21-2013
0

Re: Surprise Capital One increase.

Same here... out of the blue they increased my Line $1,000.00 .. Congrats on CLI


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise.
Amex’s- BCE, Hilton and SPG®, NFCU Cash Rewards, FHB Destinations World Elite.
(Citi)- Dividends Platinum Select, Executive/Platinum® Advantage,Hawaiian Airlines World Elite


Regular Contributor
audia4
Posts: 591
Registered: ‎11-08-2012
0

Re: Surprise Capital One increase.

I had an Orchard Bank cc that has become a Capital One and I have been waiting MONTHS for this card to arrive. I sure hope they give me some love once it arrives. I have heard nothing but bad things about Cap 1 that I was actually considering cancelling it since it's so low!

TU: 804 EQ: 810 EX 785


***$7500*** **$10,000*** **$9000**** ***$10250*** **$10,000*** ***$4500*** ***$6000*** ***$8000*** ***open*******open***



Valued Contributor
bigblue7722
Posts: 1,283
Registered: ‎05-17-2013
0

Re: Surprise Capital One increase.

I got a $300 unsecured cli on my capital one secured card today i was shocked lol I love capital one now.

 

TU08 Fico Score (689)-Goal Score-(750)
AMEX PRG NPSL,Us Airways mastercard $7500, CSP $6000, AMEX BCE $5000, Chase Marriott $5000,Chase Hyatt $5000, Paypal smart connect $4000, Capital One Quicksliver $3500,Chase Freedom $3200, Discover it $3000,Sallie Mae Mastercard $2900
Member
Sassy2013
Posts: 5
Registered: ‎07-06-2013
0

Re: Surprise Capital One increase.

That's odd! Check ok it! I received a temporary plain black one months ago n just got the new own.
TU 709 EX 691 EQ 672 (8/2013)

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