Surprise!!!! I got my US bak Cash+ Visa Signature Card today!!!!

[kevinjjc]

So what's the skinny on U.S. Bank? I have no experience with them.

[Ron1]

Ray,

It is a good card to replace your BofA credit card. You don't need that any more.

Ron.

[RockinRay]

---

@Ron1 wrote:

Ray,

It is a good card to replace your BofA credit card. You don't need that any more.

Ron.

---

I fully agree with you Ron. I will post back the results as soon as we hear from them.

[Ron1]

---

@kevinjjc wrote:

---

@Ron1 wrote:

I think they're completing Chase Freedom, Discover More.  They still don't have any branches in some states.

Ron.

---

I'm very surprised that U.S. Bank is offering such a competitive cashback credit card. This is the first time I've heard of this card. Now I'm tempted to app for it, but I need to do some gardening first.

---

I haven't seen a competitive card for a while. I have a few cards from them and they're very reliable to use. They're very generous in CL. Recently, they increased my Business Card from 10.5K to 13.5K after a year without asking. I haven't had any CLD from them so far. US Bank is pretty big in CA. They are not as big  as BofA or Chase.

Ron.

[RockinRay]

They are also a major player here in Minneapolis. Branch offices everywhere.

[Ron1]

---

@RockinRay wrote:

---

@Ron1 wrote:

Ray,

It is a good card to replace your BofA credit card. You don't need that any more.

Ron.

---

I fully agree with you Ron. I will post back the results as soon as we hear from them.

---

Ray,

It may take  several days to process your application. Mine took almost a week. I think you are going to get this card.

Ron.

[RockinRay]

---

@Ron1 wrote:

---

@RockinRay wrote:

---

@Ron1 wrote:

Ray,

It is a good card to replace your BofA credit card. You don't need that any more.

Ron.

---

I fully agree with you Ron. I will post back the results as soon as we hear from them.

---

Ray,

It may take  several days to process your application. Mine took almost a week. I think you are going to get this card.

Ron.

---

I am a patient person! I will call if declined. We should be able to get this - only the INQ's would be an issue. $192,000 open credit with less than 1% util - so I think we have a pretty good shot.

[Ron1]

---

@RockinRay wrote:

They are also a major player here in Minneapolis. Branch offices everywhere.

---

It is too bad. They don't have it here. They have branches almost everywhere in Los Angeles. I think they are trying to expand their business to nationwide. They used to issue co-branded card like Kroger Rewards Visa, Toyota Rewards Visa etc. They're pretty good like USAA. You're going to like them.

Ron.

[Ron1]

---

@RockinRay wrote:

---

@Ron1 wrote:

---

@RockinRay wrote:

---

@Ron1 wrote:

Ray,

It is a good card to replace your BofA credit card. You don't need that any more.

Ron.

---

I fully agree with you Ron. I will post back the results as soon as we hear from them.

---

Ray,

It may take  several days to process your application. Mine took almost a week. I think you are going to get this card.

Ron.

---

I am a patient person! I will call if declined. We should be able to get this - only the INQ's would be an issue. $192,000 open credit with less than 1% util - so I think we have a pretty good shot.

---

I don't think you will get denied.  I think you will get it.  Two weeks ago, Generations CU needed to show them 2 years of income tax and apy check stub to get approved for cc. and LOC. I told them to cancel it.  I don't think it is worth the trouble.  Their credit card has no rewards. I don't plan to carry any balance. So I went ahead to apply for this card without really looking at it. I was surprised that I got approved for the card. It is very convenience for me. I can make payment on the same day along with my other US Bank credit cards.

Ron.

[RockinRay]

If we are approved, I will have to figure out the 5% to make the most money in return. If they would sweeten the deal by having savings or checking, I would open one of those accounts too...