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Checked Discover TU Fico. Not too bad for over 30 inquiries on each report
@Anonymous wrote:
Checked Discover TU Fico. Not too bad for over 30 inquiries on each report
So....
That basically means you have a lot of denials? I don't understand.
90% approvals
@Anonymous wrote:90% approvals
You have 81 new accounts?
Inquiries and gardening are overrated I think although it's pushed a lot on these forums. I used to believe in it. But there's plenty of people here with 20+ inquiries on each bureau and credit scores from 660-720+ that still get approved for prime cards. Some get great limits, others like me get really low starting limits because they have a bad past or just new credit in general; I only have 14-15 months of credit history for example. But at least you're in with that creditor regardless of the limit. I do try and wait 6 months inbetween applications though as that seems to help. Until I stop applying for at least a year's time; I'll probably never see a Barclay or Citibank card. But that's no loss to me because of the plan I'm working on.
Everyone has their own credit agenda on these forums and they're going to do what they want anyways. Personally, if it weren't for these forums; I would've never became serious about credit. I thank myFICO every single day for what I have. I wish I would've know about these forums a little sooner but that's alright.
Congratulations on the score though.
@Anonymous wrote:
@Anonymous wrote:90% approvals
You have 81 new accounts?
Who gave you access to a calculator?
@Anonymous wrote:
@Anonymous wrote:90% approvals
You have 81 new accounts?
OK, I'll give it to you, that was some quick math. Didn't even occur to me... lol