Re: Surprise upgrade to Quicksilver from a platniu... - myFICO® Forums

belle6m2k · ‎04-12-2016

I have had a Cap one platnuim from 2011 and never though of asking for a CLI until last night. I was instantly approved for a 1250 increase bringing me to 5000. Today in my email was am offer to upgrade to a Qucksilver with 1.5% cash back and no hit to my credit score. Possibly they did a soft pull last night when I asked for a CLI? Anyway I took the offer as a Quicksilver will look good in my file.

myjourney · ‎04-12-2016

Welcome to the forum and congrats on your success

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?