Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Frequent Contributor
YahComb
Posts: 456
Registered: ‎03-10-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 04:05 PM

Aspireto850 wrote:

Nice job...congrats.

 

I have a card with them that was opened in August and I want some luv!!! Where did you find the so called 'luv button'??????

Account Details tab. Should be right above your next closing date and right below your current Credit Limit.

EQSW-703 (05/05/13)
Newest to Oldest
Citi TY Pref 4.5K | US Bank Cash+ 6.5K | Chase Freedom 3K | Chase Sapphire WMC 5K | Disc More 4K | Amazon Store 2.5K | BOA Cash Rewards 6K |
RIP silver spade status, 12/2/12 to 5/4/13
Message 11 of 19 (393 Views)
 
Reply
New Contributor
Aspireto850
Posts: 109
Registered: ‎08-12-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 04:45 PM

YahComb,

 

Thanks. Is there a name for the 'luv button' or do i instant chat with a rep? I don't see anything under my credit limit.


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Message 12 of 19 (385 Views)
 
Reply
Moderator
Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 04:47 PM

Nice job! 

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Message 13 of 19 (382 Views)
 
Reply
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 05:02 PM

Congrats

Message 14 of 19 (369 Views)
 
Reply
Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 07:17 PM

congrats.

 

Dallas Cowboys Fan :smileyvery-happy:
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Message 15 of 19 (335 Views)
 
Reply
Established Contributor
dodgerslv
Posts: 777
Registered: ‎06-16-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 08:13 PM

Congrats on the increases!...now have a question...when your card was secured and you got the limit increase, did u deposit more money for it or did they just added it without sending them money?
Chase Marriott(5K) BoA123 Cash Rewards(5K) BoA Better Balance(4K) Cap1(3.5K) U.S Bank Flex Perks(3K) Amex Green(NPSL) Amex BCP(2K) Amex Costco TE(2K) Citi Simplicity(2K) Discover(1.5K)
EX Plus 728 EQ Fico 707 TU Fico 712 (05/13)
In the garden.




Message 16 of 19 (317 Views)
 
Reply
Frequent Contributor
YahComb
Posts: 456
Registered: ‎03-10-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 08:47 PM

Boa is not like cap 1, there are no unsecured cli's on their secured product. It was a deposit i had to mail in since i don't bank with boa.
EQSW-703 (05/05/13)
Newest to Oldest
Citi TY Pref 4.5K | US Bank Cash+ 6.5K | Chase Freedom 3K | Chase Sapphire WMC 5K | Disc More 4K | Amazon Store 2.5K | BOA Cash Rewards 6K |
RIP silver spade status, 12/2/12 to 5/4/13
Message 17 of 19 (290 Views)
 
Reply
Regular Contributor
Bay_Area_Joe
Posts: 128
Registered: ‎10-05-2012

Re: Surprised-BOA luv button instant CLI

Options

‎10-30-2012 08:55 PM

to answer the previous question about why 6.3k ?

 

I was just looking at other credit lines.  At the time my CITI was only 8.3k and Discover was 8.3k.

But I have been busy asking for CLI's at this time.   Discover gave me 3k with only a soft and CITI gave me 2k with a soft.

I was trying to use the rationale that if I did not get matching 8.3k I would call to recon.

 

Well, after reading more on this forum, I decided to recon and the rep told me today that B of A can't use the same Credit Pull for two different requests. And that if I wanted more it would be another HP.  Sucks I did not shoot for the moon.

 

This past few weeks are the first time I ever tried to get CLI's

 

I guess that 11.3k worth of CLI's with only one Hard Pull is not that bad.

 

I also called Wells today and asked for one and they said only Soft Pull and I guess we will see how much I get.

 

<<<<<<<<<<<<<<<<<<<<<THANK YOU FOR THIS FORUM>>>>>>>>>>

$ 144,350 IN TOTAL CREDIT LINES.
MyFICO EQ 774 on 3/13/13 , MyFICO TU 786 on 3/22/13, Exp Score 742 on 3/13/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 5k, Citi MC Diamond Preferred 10.3k, Chase Marriott PR Sig Visa 7k, Chase Priority 8.4k, Sams Discover 3k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 11.8k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa, 10k Wells Plat Visa 6k RC Willey 5k Discover IT 3k
Message 18 of 19 (284 Views)
 
Reply
Contributor
Strepthroat
Posts: 172
Registered: ‎06-13-2008

Re: Surprised-BOA luv button instant CLI

Options

‎11-05-2012 01:55 PM

applied for incease last night. got the 'we need to speak to you' response. didn't call because i know my reports are frozen.  just logged into account, got the increase from 5,000 to 10,000. 

Message 19 of 19 (199 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+