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Surprised by intial CL

Frequent Contributor

Re: Surprised by intial CL

My initial CL was $2K.
Message 11 of 20
Senior Contributor

Re: Surprised by intial CL

WHoa!!! Target is going bananas. When did you apply @whitecollar?

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 12 of 20
Frequent Contributor

Re: Surprised by intial CL

February 2011.
Message 13 of 20
Established Contributor

Re: Surprised by intial CL

Congrats!  

 

All this talk is making tempting me to add Target to my upcoming app list... I don't shop there often but the 5% might make their prices more appealing more often.  Must resist!

Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 14 of 20
Contributor

Re: Surprised by intial CL

Wow thats an awesome starting limit. I truly believed  Target handed out pennies as the initial CL, I was proven wrong

Message 15 of 20
Established Contributor

Re: Surprised by intial CL

nice to see them giving out some decent limits-enough to buy a decent big screen tv on.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 16 of 20
Super Contributor

Re: Surprised by intial CL

That's a great initial CL. Maybe the TD Bank takeover was a good thing.

 

My initial CL was $500 but got an auto to $900 4 months later. I do use the card regularly but always PIF.




Message 17 of 20
Senior Contributor

Re: Surprised by intial CL

My sister usually goes to target but is affraid to apply because of the common low initial CL and the rare cli provided.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 18 of 20
Senior Contributor

Re: Surprised by intial CL

In my own experience, I guess I never saw any issues with their CLIs, until reading these forums and folks being approved for small CLs or no CLIs.  My Target Visa recently got an auto-CLI of $500 to $5,500.  I don't use it heavily but their CLIs over the years have been sporadic.  However, I've never had to request one though, always automatic.

Message 19 of 20
Highlighted
Senior Contributor

Re: Surprised by intial CL

Hmmm maybe the new bank is changing things up.

Banking with CBofTV, BofH, and BBVA. All three are free checking accounts.
First Premier CC $500
Chapter 7 BK Discharged on 7/11/16
Equifax, Experian, Transunion, and ChexSystem are FROZEN.
Gardening Since 10/25/2017
Message 20 of 20