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Contributor
Posts: 75
Registered: ‎03-12-2013
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Surprised by intial CL

So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm? 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Surprised by intial CL


jht2 wrote:

So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm? 


CONGRATS!!!

 

1K isn't bad but with the bank switch i'd imagine they are changing thier ways some to attract new cardmembers!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Moderator
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Re: Surprised by intial CL

Contributor
Posts: 75
Registered: ‎03-12-2013
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Re: Surprised by intial CL

Thanks...hoping theyre similar to GE with the auto increase love

Contributor
Posts: 75
Registered: ‎03-12-2013
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Re: Surprised by intial CL

My fiancee was just mentioning how the change of banks could have upped the CL

Super Contributor
Posts: 5,068
Registered: ‎12-11-2011
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Re: Surprised by intial CL

Congrats .

That's a good cl for target.
;
Contributor
Posts: 75
Registered: ‎03-12-2013
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Re: Surprised by intial CL

Thx it was shocking to hear. Im going to have to hide it from the spouse lol

Valued Member
Posts: 28
Registered: ‎02-03-2013
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Re: Surprised by initial CL

I was approved for 1500 dollars! I was shock because they only give small credit limits !!

Contributor
Posts: 75
Registered: ‎03-12-2013
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Re: Surprised by initial CL

Same here but I kept my cool when the cashier told me lol

Regular Contributor
Posts: 241
Registered: ‎12-04-2009
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Re: Surprised by intial CL

Wow thats a great starting CL! 


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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