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Surprised by intial CL

Contributor

Surprised by intial CL

So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm? 

Message 1 of 20
19 REPLIES
Mega Contributor

Re: Surprised by intial CL


jht2 wrote:

So I was shopping at Target with the fam and decided to app for the credit card. From reading this forum as well as others Target/td bank gives out small opening CLs. I knew I would get approved but was expecting anywhere from $200-$500. I surprised when the cashier told me $1000, not complaining I'll take that lol. Anyone else get an intial CL higher than the norm? 


CONGRATS!!!

 

1K isn't bad but with the bank switch i'd imagine they are changing thier ways some to attract new cardmembers!




EQ FICO 548 3/3/16
Message 2 of 20
Moderator Emerita

Re: Surprised by intial CL

Message 3 of 20
Contributor

Re: Surprised by intial CL

Thanks...hoping theyre similar to GE with the auto increase love

Message 4 of 20
Contributor

Re: Surprised by intial CL

My fiancee was just mentioning how the change of banks could have upped the CL

Message 5 of 20
Super Contributor

Re: Surprised by intial CL

Congrats .

That's a good cl for target.
Message 6 of 20
Contributor

Re: Surprised by intial CL

Thx it was shocking to hear. Im going to have to hide it from the spouse lol

Message 7 of 20
New Contributor

Re: Surprised by initial CL

I was approved for 1500 dollars! I was shock because they only give small credit limits !!

Message 8 of 20
Contributor

Re: Surprised by initial CL

Same here but I kept my cool when the cashier told me lol

Message 9 of 20
Regular Contributor

Re: Surprised by intial CL

Wow thats a great starting CL! 


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Message 10 of 20