04-25-2013 02:45 AM
All this talk is making tempting me to add Target to my upcoming app list... I don't shop there often but the 5% might make their prices more appealing more often. Must resist!
04-25-2013 08:31 AM
nice to see them giving out some decent limits-enough to buy a decent big screen tv on.
04-25-2013 08:44 AM
That's a great initial CL. Maybe the TD Bank takeover was a good thing.
My initial CL was $500 but got an auto to $900 4 months later. I do use the card regularly but always PIF.
04-28-2013 05:30 PM
My sister usually goes to target but is affraid to apply because of the common low initial CL and the rare cli provided.
04-28-2013 05:43 PM
In my own experience, I guess I never saw any issues with their CLIs, until reading these forums and folks being approved for small CLs or no CLIs. My Target Visa recently got an auto-CLI of $500 to $5,500. I don't use it heavily but their CLIs over the years have been sporadic. However, I've never had to request one though, always automatic.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO