11-23-2011 09:00 AM - edited 11-23-2011 09:02 AM
Okay first, I just wanted to tell everybody on this board, Happy Thanksgiving
Second, I currently have a savings and checking account at the following banks:
USAA: Checking and Savings, no credit products.
I am a limited member here
WILL CLOSE WHEN I OPEN MY ALLIANT ACCOUNT
Wells Fargo: Checking and Savings, one credit product.
WILL KEEP THE SAVINGS AND THE CREDIT CARD BUT CLOSE THE CHECKING ACCOUNT
Georgia's Own Credit Union: Checking and Savings, one credit product.
WILL CLOSE THE CHECKING BUT KEEP THE CREDIT CARD AND THE SAVINGS ACCOUNT
THE ONLY REASON I HAVE TO KEEP THE SAVINGS ACCOUNT IS TO KEEP THE CREDIT PRODUCTS
I Really, Really Really want to join Alliant Credit Union. They have the highest APY on both their Checking and Savings and to be quite honest; I believe I can qualify for one of their credit card products which is what I really want. I have to wait six months to let my new Barclays account pass the probation period.
Would anyone recommend Alliant Credit Union as their everyday bank?
11-23-2011 10:28 AM
11-23-2011 10:35 AM
I have been using Alliant as my main bank since I joined 6 months ago. Really nice customer service when I have called as well. I would recommended them due to my experiences.
11-23-2011 10:57 AM
Check out www.myconsumers.org - I opened an account with them this summer and they're paying 4.09% APY on checking right now and have great rates on loans and CC's as well.
11-23-2011 11:17 AM
11-23-2011 12:49 PM
I have been using alliant for the last year and I am rather enjoying them a lot. I like that that wait to to talk to someone isvery short. They were rather nice on the phone on the couple times I needed to call them.
I just started entering check infomation online and then mailing the check in the next day and that will save me a lot of time since I was driving out there every two weeks to deposit my checks.
I thought Alliants website was much better than TCF's website. They also offer a iphone/android app. (I have used the android one and think it is a good start)
My first real CC was from Alliant. They gave me a 1,000 CL at 10.3 APR and then bumped it up to a 2,000 CL after 6 months.
I have recommended Alliant CU to all of my family members.
11-23-2011 12:51 PM
What kind of services are you looking for an "every day" bank/credit union ?
What do you mean by "every day" ?
11-23-2011 03:19 PM
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.