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Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008
0

Re: Switching Everything to Alliant

Just your everyday banking needs: online bill pay, ach transfers, friendly customer service, nice online website, and the ability to grow....as far as credit products go. 


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


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Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008
0

Re: Switching Everything to Alliant

Jausanka

 

if you don't mind me asking, what were your scores like? how about your uti, did you have any baddies? I have been trying to gauge my success percentage based off of the results from others on this website. 


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Frequent Contributor
jausanka
Posts: 483
Registered: ‎05-06-2009
0

Re: Switching Everything to Alliant

Wish I could be more help, but I don't really remember. It was a couple years ago. Scores probably similar to yours, AAoA would have been around 4 years.. maybe 40% util?
Valued Member
Gabo
Posts: 27
Registered: ‎01-20-2011
0

Re: Switching Everything to Alliant

I didn't apply for Alliant Credit Union, I work for the airline and our Credit Union was taken over by Alliant

 

I applied for Visa card requesting 5K limit, 39K income a year, average credit report 2 year 8 months

 

received email requesting to call Alliant, upon talking to loan officer I was informed I was approved for 15K, however loan officer asked me if I still consider 5K request

 

so I said nope I sure take the 15K

Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008
0

Re: Switching Everything to Alliant

:smileysurprised:

Wow that's amazing....I feel like during my search I read that about somebody. I will take that into consideration. Thank you you have been very helpful. Any other Alliant Customers out there? All feedback is welcomed

Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
0

Re: Switching Everything to Alliant

ashkev89, I love Alliant!

 

Close to three years ago, there was a huge interest in Alliant on these boards, with numerous threads covering everything from interest rates to customer service to credit products.  At that time, when you applied for either a savings account or a checking account, Alliant would give you the option of also app'ing for a credit product, using the same hard pull. 

 

I'm certain that Alliant was inundated with new applications from members of the myfico community.  I was one of them, but I app'ed not so much for the credit products as for the interest rates on savings/checking.  Those rates have dropped considerably since then, but are still way above anything you can find in the open market.

 

Their ach process is the best I've found.  If you initiate a transfer before noon Central time, it's a done deal by the next business day...it's that fast, and it's another reason to bank there.

 

The very few instances when I've called Alliant (and those were within the first week or two of opening the accounts), I received great customer service.  No waiting, live person, polite and in-depth responses to any questions I had, and more.  If the rep on the phone didn't know the answer to my specific question, that rep told me so, and then went the extra mile to find that answer, including a prompt callback.

 

I recommend Alliant highly.

 

Wishing you success with everything!  :smileyhappy:

 

 

Uborrow-Upay

 

 

Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008
0

Re: Switching Everything to Alliant

Uborrow-Upay

 

Thank You for your response. Can't wait to join Alliant, I spoke to them on one occasion, and I had an excellent experience talking with the represenative. I am truly loving this feedback. It is helping me to make a decision which is hard sometimes, but I must go where I know I can be treated with awesomeness.

 

Catchy username by the way!!!! :smileytongue:

 

All Alliant feedback is highly welcomed here!!!!


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008
0

Re: Switching Everything to Alliant

Okay you guys, I think i'm going to take the plunge and apply for my checking and savings account with Alliant. I'm so ready to take the plunge. It's an inquiry to join on equifax, but I'm sure as long as I don't Apply for any credit products, Barclays should not have a heart attack. 

What do you guys think? I've thought about this long enough. Tell me what would you do?


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Frequent Contributor
sandman2435
Posts: 442
Registered: ‎01-22-2011
0

Re: Switching Everything to Alliant

Im a member of Alliant..but still can not get one of there credit cards..Too many request for credit..but was able to get one from cccu with no problem..did not even ask for income ver.

Frequent Contributor
sandman2435
Posts: 442
Registered: ‎01-22-2011
0

Re: Switching Everything to Alliant

I meant my ccu.org


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