Sync/GE cracking down? BD # cli denied:(

[soccer5]

Lol, thanks for the ideas guys. First, I was able to piece together my account number by using my credit report and online account management but you know I enjoy success stories so.... how do you know about the ss number, tcbofade? 

[SunriseEarth]

---

@tcbofade wrote:

---

@soccer5 wrote:

Sorry Pizza1, that sucks. Grats to those that got CLI's. Question, I was thinking about calling GE Credit Solutions for my PayPal Smart Connect card.... One problem, I can't find my original letter that shows my whole account number and they only show the last four numbers when I check online. Do I need the whole account number when calling GE Credit Solutions, er Synchrony Credit Solutions lol? I've used them to increase my Walmart card from $1200 to $2500 and Lowes from $1000 to $5000. Are they pretty generous when increasing PayPal SC?

---

...or you could just give them your social security number and state that you'd like to discuss your Paypal account.  Ask me how I know this... 

---

I did that once with my Amazon account, and they transferred me to a regular CSR.  :-(

[tcbofade]

---

@soccer5 wrote:

Lol, thanks for the ideas guys. First, I was able to piece together my account number by using my credit report and online account management but you know I enjoy success stories so.... how do you know about the ss number, tcbofade? 

---

LOL! I'm not as patient as you are...I called them, explained that I did not HAVE my complete account number, and they volunteered to find it via my social. 

[SunriseEarth]

---

@pizza1 wrote:

Hey everyone...

so a few days ago I got a small cli on my WalMart card from $600 to $750, a $150 increase. While im grateful for it, id thought I'd call today to solutions and see if I couldn't get more. Explained I had vacation coming up in August and also helping my niece move in to her first dorm, and also explained I didn't want to max out or come close to the limit, etc...... Asked for $3k, hoping and thinking they would counter, but was denied completely.  Of course he couldn't tell me why.. Said I was doing great after BK, and had. 1% total overall util. (I let $5 report for the month on the Walmart card) that's the only card with a balance. I also use my Walmart card monthly. 

Wonder with the new name change if they are tightening up some??? plus my TU score went up a few more points as well. Grateful for small increase, and will just try again in 4 months 

---

Credit Solutions works for lots of people, but not everyone (myself included).  I've had far more luck with the LUV button than CS.  

[soccer5]

I have no luv button on my PayPal SC, or I can't find it lol. 

[toi34]

I'm with you on that one; calling credit solutions has NEVER worked for me on any of my GE cards -- they say its a manual review, but I don't think it really is. They punch in the same info we could punch in online, they hit 'enter' like we could do, and the same result displays. Anyway, I digress....but as I was saying tho...the luv button has never worked, but was has worked are surprise auto cli's every two months or so. Last night  I just got auto love on Chevron, 76, Old Navy, and TJMaxx.

As always YMMV I guess....

[soccer5]

Just Called GE/Sync CS, and it was a fail. No CLI for me this time, have to wait 7-10 days for an answer. Maybe I hit my limit with them. I have a Walmart Card, PayPal SC, Dick's Sporting Goods, Lowes, and QVC card. 

[TRC_WA]

---

@toi34 wrote:

I'm with you on that one; calling credit solutions has NEVER worked for me on any of my GE cards -- they say its a manual review, but I don't think it really is. They punch in the same info we could punch in online, they hit 'enter' like we could do, and the same result displays. Anyway, I digress....but as I was saying tho...the luv button has never worked, but was has worked are surprise auto cli's every two months or so. Last night  I just got auto love on Chevron, 76, Old Navy, and TJMaxx.

As always YMMV I guess....

---

Agreed... Had my GE accounts for 8 months and repeated denials from India Credit Solutions.

They gave me $100 on Walmart a couple months ago... So exciting.

I no longer care.  I will continue to PIF my GE accounts and will focus on CLIs with other lenders.

[H14]

I've had an Amazon store card with them, longest open account. Hadn't used it since early 2013, and had never asked for a CLI. Hit the button and they bumped me from 1100 to 3300 just a few days ago. 

[B335is]

I actually agree with the OP, I've found Credit Solutions to be far more conservative in the last few months.  For awhile they were tripling my limits every 4 months like clockwork, but now they are not quite as generous.  Or I've just reached my internal limit