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Synchrony Bank CLD on two cards.. AA or just due to inactivity?

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Anonymous
Not applicable

Synchrony Bank CLD on two cards.. AA or just due to inactivity?

Two of my synch cards have been CLD. My amazon went from $3K to a random $1024. Same with my Toys r Us. From $5K to $1024. Neither have been used in a long time. Over a year. I also have recently opened a bunch of new accounts so I am wondering if it's due to inactivity or an AA for these new inquiries and acccounts. I guess I could call.

Message 1 of 25
24 REPLIES 24
baller4life
Super Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?

Inactivity.
Message 2 of 25
takeshi74
Senior Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?


@Anonymous wrote:

I guess I could call.


If you want to know for certain that's the way to do it.

Message 3 of 25
waiter
Regular Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?

Hi, 

Just today i also noted same thing with my synchrony bank cards.

 

Ebates from 18k to 1024

chevron texaco visa 25k to 1024

my walmart discover 8k to 1024

my stash hotel card 15k to 1024 

my sams club card 16k to 1024 

 

I dont know WTH is goin on i am using some of the cards regularly , i hope its a system glich kinda thing.

Message 4 of 25
SisterGirl
Established Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?

My LoveSac account was closed after one year with no action. No real "loss" to me due to fact I'm holding better cards now with benefits that surpass the "no interest" offerings.

SisterGirl
Message 5 of 25
baller4life
Super Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?


@waiter wrote:

Hi, 

Just today i also noted same thing with my synchrony bank cards.

 

Ebates from 18k to 1024

chevron texaco visa 25k to 1024

my walmart discover 8k to 1024

my stash hotel card 15k to 1024 

my sams club card 16k to 1024 

 

I dont know WTH is goin on i am using some of the cards regularly , i hope its a system glich kinda thing.


That's no glitch. You've been cld. I would be on the phone pronto!!

Message 6 of 25
creditguy
Valued Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?


@waiter wrote:

Hi, 

Just today i also noted same thing with my synchrony bank cards.

 

Ebates from 18k to 1024

chevron texaco visa 25k to 1024

my walmart discover 8k to 1024

my stash hotel card 15k to 1024 

my sams club card 16k to 1024 

 

I dont know WTH is goin on i am using some of the cards regularly , i hope its a system glich kinda thing.


Yikes, If I just lost $76K in available credit I would of been on the phone with Synchrony first instead of posting here, Hope you get this straightened out. 

Message 7 of 25
Anonymous
Not applicable

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?


@creditguy wrote:

@waiter wrote:

Hi, 

Just today i also noted same thing with my synchrony bank cards.

 

Ebates from 18k to 1024

chevron texaco visa 25k to 1024

my walmart discover 8k to 1024

my stash hotel card 15k to 1024 

my sams club card 16k to 1024 

 

I dont know WTH is goin on i am using some of the cards regularly , i hope its a system glich kinda thing.


Yikes, If I just lost $76K in available credit I would of been on the phone with Synchrony first instead of posting here, Hope you get this straightened out. 


Sorry this happened. Please let us know the outcome as there are many on the board with Synchrony Visa/ MC who use them regularly. 

Message 8 of 25
waiter
Regular Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?

I called... and was told she dont know the reason but the letter is on the way.

 

credit profile:

never later on any of creditor's payment----  EVER

always low utilization Most of the time it sits at 0% , cus i have 544k in avaulable credit, so to get 5% utilization i have to carry large balance which i dont.( i did not add all this credit overnight i was at 500k 1 1/2 year ago.)

 

and my trans union score is 

 

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And i did not use chat feature lately or credit solutions. Last Increase was last year may/June . Last synchrony card was Stash sept 2015.

 

I was scared to have AA from comenity , BUT not from synchrony. totally stumped.

 

I see alot of chat feature and credit solutions limit increases Threads lately, maybe they are taking some from some to give it to some.

Message 9 of 25
OmarGB9
Community Leader
Super Contributor

Re: Synchrony Bank CLD on two cards.. AA or just due to inactivity?

Probably a combination of no activity and new inquiries/accounts. But yes wait for the letter.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 25
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