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Synchrony Bank Stash Rewards Platinum closed

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12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed


@kdm31091 wrote:
Its not so much trying to be a critic as trying to help. Most people, whether they are analysts or not, would call your total exposure very high.

However, theres no point in wasting energy giving advice that wont be heard. Good luck.

You are correct.   One has to first ask for advice, then be open to recieve it.  I didn't ask for advice in this thread I don't believe.   Good luck in your endeavors sir/maam

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 21 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed

I couldn't have said it better

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 22 of 57
B335is
Moderator Emeritus

Re: Synchrony Bank Stash Rewards Platinum closed

Sorry to hear 12njoy! If it helps, I recently closed my Sams Club MC ($15k limit) mostly because I haven't gone there in about a year, but it was one of my bigger Synchrony limits.
Message 23 of 57
willwar14
Valued Contributor

Re: Synchrony Bank Stash Rewards Platinum closed

So now that your not applying for anything else for the time being, does that mean no HP CLIs also? So in a sense your gardening for now? (Lol, I know you told me you would never garden but lol.)

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 24 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed


@morgacj2004 wrote:

OP was not criticizing you simply was stating my opinion. Don't be so sensitive it is just my opinion. Everything on this board is opinion. 


I listen to everyone here.   It's not the opinions as it is the delivery.   If you give an opinion, that's fine but realize one size doesn't fit all.   That's been proven on this forum time and time again.   

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 25 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed


@B335is wrote:
Sorry to hear 12njoy! If it helps, I recently closed my Sams Club MC ($15k limit) mostly because I haven't gone there in about a year, but it was one of my bigger Synchrony limits.

Thanks B335. I understand. Some wouldn't understand closing a 15k card but that's what's best for you. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 26 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed


@willwar14 wrote:

So now that your not applying for anything else for the time being, does that mean no HP CLIs also? So in a sense your gardening for now? (Lol, I know you told me you would never garden but lol.)


I'm trying so hard. I really don't believe there is anything left for me to get.  Sure there's plenty I want,  but the reality is I most likely can't get it. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 27 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed


@12njoy wrote:

I couldn't have said it better


This was intended for you jazmar. I sleep well Smiley Happy

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 28 of 57
willwar14
Valued Contributor

Re: Synchrony Bank Stash Rewards Platinum closed

When was the last time you tried for another Amex? SP if denied.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 29 of 57
12njoy
Super Contributor

Re: Synchrony Bank Stash Rewards Platinum closed

I got the SPG two months ago for 1k.  I didn't think I would get approved but I now have the max cards I can have from Amex. Revolving accounts that is

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 30 of 57
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