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Hi all.
My question is about synchrony bank and cli's.
I currently have a walmart card, care credit, paypal and newegg
Account through them and have never once gotten a cli on any
Of the cards. I've had the walmart for over 4 years and the others are just over 2 years old. Anyone have this experience before and have any pointers?
Thanks again,
Bryan
There is either something in your file that keeps them nervous about extending more credit to you or your going about it the wrong way. I always use the secured chat to get my cli. Have you tried the chat yet and what are your scores, file problems?
Sorry it took me so long to reply...
My scores are in the 630-640 range and i had a BK that was discharged over 3, and coming up on 4 years ago.
I have had multiple CLI's from many other cards i have ( Cap One, Barclay, etc)
I guess its just funny to me that out of the 4 cards i have with them, not one has got a CLI..
@Anonymous wrote:Sorry it took me so long to reply...
My scores are in the 630-640 range and i had a BK that was discharged over 3, and coming up on 4 years ago.
I have had multiple CLI's from many other cards i have ( Cap One, Barclay, etc)
I guess its just funny to me that out of the 4 cards i have with them, not one has got a CLI..
Synchrony CLIs will be based on your TU score... the closer to 700 you get, the easier it will be to get CLIs with them (using either the online 'button', a regular CSR, or Credit Solutions).
Some people have been successful with modest CLIs in the mid-600s, but it will be YMMV based on your total profile and your account history with them.
Once your TU gets past 700 things really open up. Hang in there, you'll be there before you know it!