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Great thread UncleB. This has very important info for those of us with thin files. I have seen some info on this and other similar topics but to have it in one place is valuable.
I will be apping for a Lowes card in Sept and will want to do a CLI after the fourth statement. Knowing the odds will be helpful.
As a note I got increases for my Amazon Prime and Walmart cards earlier this year and they were SP.
Marvel MC
Application: HP
CLI request to 15k from 4k day of application: HP
CLI request to 25k some weeks later : Notified it would be HP so backed out
ToysRus MC
Application: HP
CLI request to 15k from 1k at activation: HP
Ebay MC
Application: HP
CLI request from 5k to 25k some weeks later : SP
I received notifications of multiple HP's for the ToysRus and Marvel cards, but dismissed them as alert errors. (I'll never do that again).
It wasn't until my 2nd Marvel CLI request when I was asked to unfreeze TU that it dawned on me that a new a synchrony World had descended upon me
@woodyman100 wrote:Marvel MC
Application: HP
CLI request to 15k from 4k day of application: HP
CLI request to 25k some weeks later : Notified it would be HP so backed out
ToysRus MC
Application: HP
CLI request to 15k from 1k at activation: HP
Ebay MC
Application: HP
CLI request from 5k to 25k some weeks later : SP
I received notifications of multiple HP's for the ToysRus and Marvel cards, but dismissed them as alert errors. (I'll never do that again).
It wasn't until my 2nd Marvel CLI request when I was asked to unfreeze TU that it dawned on me that a new a synchrony World had descended upon me
These are excellent data points... thanks so much for sharing!
(And I agree... we may be looking at a very different Synchony world... at least in come cases.)