Synchrony Paypal Mastercard: Let Sleeping Dogs Lie?

[taxi818]

Agreed. dont see why asking for an increase would get you closed. Synchrony does have a max limit but from all knowledge its about 100k total exposure. if you are not near that with them i would say no issue.

I have 3 cards with them. Ebates 5k Paypal extras 10k and walmart 10k. Ive not had a single issue with them ever. and i can tel you i have 31 cards. and never a word.

[AverageJoesCredit]

Even though there are issues going on with Sync bank recently, with one card from them and your stats i would go for it. Whats 2-5 minutes of your day to request an increase? Cant live in fear of AA , my view anyway, and if in the end they say no or decide other action, at least you know and can yourself take appropriate action. Good luck!

[Journeygod]

Experiment complete. Took everyone's advice and called Synchrony. About 15 minutes later, new credit line: $25,000

Thanks!!!

[Anonymous]

I personally have 8 cards with Synchrony. 7 MC / Visa & wally store card. 7 new cards since March '16.
I have not had any issues, in Fact I have called for cli on every acct. cept wally store card. They all have 8k limits, wally sc at 5k. I have never been asked for a reason why im looking for an increase.
I see peeps on here that have issues w/synchrony, but they must be doing something to set off the synchrony alarms. Not sure what that is but only synchrony will ever know.

I say its one card and no real loss to you if they ask you to verify income. I have ppmc as well, but there are probably 25 cards i would rather have w/ your TUcs.
Good luck 2 U

[AverageJoesCredit]

Congrats OP!, way to go! Enjoy your success and sleep well knowing the little "Sync" bugs wont be crawling into bed to get you tonight .

[Anonymous]

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@Journeygod wrote:
Experiment complete. Took everyone's advice and called Synchrony. About 15 minutes later, new credit line: $25,000

Thanks!!!

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WHAT??

congrats! We told you so!