Synchrony hates me....

[laurenjessica]

I've had my Synch cards for over 6 months now, and no luv whatsoever.

[FinStar]

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@parkbuilder wrote:

I have multple cards from Synchrony Bank including Walmart, Paypal, Belk, Amazon, and Old Navy. I've gotten no auto CLI and have been denied multiple times via chat despite having scores 60+ higher than when I was intially approved. Is anyone else having trouble with increases on these cards?

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Not sure if this has been covered, but if you acquired these cards post-BK, they will be a little more challenging to grow.  Your signature states the following (Chapter 7 Discharged 01/12) and while you were able to get approved, any growth on them (automatic or by request) will generally take longer than individuals who do not have the same negative mark on their profiles.  Just need to exercise some patience for growing them.  As your BK ages and your scores improve, your cards will see some growth.

[ways2go]

My experience with the walmart card is alot of usage, pay on it,  and keep a small balance on it. i've taken my walmart from a 1200 sl store card to the discover to the mc of cl of 6200 in 2 years without requesting an increase.

[Anonymous]

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@parkbuilder wrote:

I have multple cards from Synchrony Bank including Walmart, Paypal, Belk, Amazon, and Old Navy. I've gotten no auto CLI and have been denied multiple times via chat despite having scores 60+ higher than when I was intially approved. Is anyone else having trouble with increases on these cards?

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Interesting. I've got a CL through Synch and have gotten luv twice in 9 months. Hardly use it either. I guess my only reasoning behind the CLIs is the fact that I've had the card for quite a while now. Not sure why you can't get any luv from them....

[parkbuilder]

I've had the Walmart and Amazon cards for a little over a year, the others around six months.