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I got my care credit today with a SL of 1500. I went ahead and setup online. While I was setting it up I see another account from home design. So I called in and asked about account. The account was opened in 2002. Man in 2002 I'm only 20 years old. Also I thought account that old doesn't show up. Which it doesn't show up on my credit report I pull but they still have it in their system. Saying the account was a charge off for 18000. thing is I never got a card from home design. Just venting... Now I got in with them finally just use the care credit for my 2 dogs vet bill pay it on time maybe 3 months later I can finally get a Walmart card or other synchrony bank card