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@FIRECOURAGE wrote:
Just got an alert that I had a CLD on an account. Logged in to see that Synchrony lowered the limit on my Marvel card from $25,000 to $1,024. Wow! LOL! Almost a $24,000 decrease.
But, to be honest, I wasn't using the card as frequently. It is what it is though. I plan on keeping it open.
Anybody else recently get a huge CLD from Synchrony?
Search this forum and you'll find quite a few instances of this lately, especially from synchrony. They seem to be cracking down on people with super high limits who aren't fully utilizing those limits. Some people have had success getting their limits back. The $1024 amount is a computer algorithm thing.
@Anonymous wrote:
Blows my mind why anyone does any business with Synchrony.
5% back or long 0% financing on Amazon purchases.
Long 0% financing on Lowe's purchases that stack with my 10% veteran discount.
I haven't heard of any big CLDs for those that actually use their cards unless there were other factors at play that could spook any lender. There was the whole blue-envelope-a-thon a while back, but otherwise unless you're grabbing a ton of Synch cards at once and/or getting $100k of credit from them on a $30k income, most consumers don't seem to have an issue. They're not like Barclaycard where they take AA seemingly at random.
very common recently for non-usage as others stated.. Many threads out there. When is the last time you used it? 6 months or so ago?
@K-in-Boston wrote:
@Anonymous wrote:
Blows my mind why anyone does any business with Synchrony.5% back or long 0% financing on Amazon purchases.
Long 0% financing on Lowe's purchases that stack with my 10% veteran discount.
You can also throw in 6-12 month 0% financing from Walmart/SC at stores depending on the size of your purchases. Synch's financing options in general are pretty good to have as long as you use them responsibly.
I better go get some cleaning supplies for my Lowes card..... it’s been a few months.
@Justagirl73 wrote:I better go get some cleaning supplies for my Lowes card..... it’s been a few months.
What a nice X-mas present you are getting me cleaning my place.. Thanks!. Just need to give you my address now in nashville you can't be to far from me lol.
@CreditCuriousity wrote:
@Justagirl73 wrote:I better go get some cleaning supplies for my Lowes card..... it’s been a few months.
What a nice X-mas present you are getting me cleaning my place.. Thanks!. Just need to give you my address now in nashville you can't be to far from me lol.
Deal if you buy dinner. I gotta warn you, you may be better off just calling a cleaning service. I’m NOT a cheap dinner date 😂